4745 RAGGEDY POINT Road RIVERFRONT!! There's something about life on the water that just slows everything down in the best way--and this St. Johns River property in Fleming Island captures that feeling the moment you arrive. Down by the water, the setup is ready for serious river living. Your own dock with boat house and covered boat slip/lift along with a shared dock agreement, reducing maintenance and expenses. Complete with electricity, fridge, and TV--makes it easy to spend entire days (or nights) by the water. The 10, 000 lb boat lift, fish cleaning station, and small boat ramp (perfect for jet skis, skiffs and kayaks) round out a space that's built for both fun and function. The dock was rebuilt in 2018, and the setting feels like a front-row seat to nature, with manatees and redfish often gliding by, osprey nesting right near the dock, deer and even peacocks making regular appearances. Set on 2.13 acres, this home isn't just a place to live, it's a little slice of everyday escape. Long, paved driveways lead you in, with plenty of room for guests, hobbies, and all the toys that come with riverfront living. There's even a massive workshop with four bays and a separate tool shop--perfect for anyone who likes to build, tinker, or just have space to spread out. Inside, the home has been thoughtfully updated and designed for both comfort and gathering. Bamboo floors run throughout much of the home, adding warmth and durability, while natural light pours in and draws your eye straight toward the water. The kitchen is truly the heart of it all, featuring a huge island with storage on both sides, a walk-in pantry with a warming drawer, Thermador appliances including a 6-burner gas range and dishwasher, a commercial-grade hood, and composite sink. It's the kind of space where cooking turns into lingering conversations. The layout offers flexibility with 3 bedrooms plus a loft that can easily serve as a 4th bedroom, along with 3 full baths and 2 half baths. Upstairs, the loft and bonus areas create a private retreat, complete with a cool spiral staircase, balcony access, mini-split A/C, and a large bathroom with a whirlpool tub and a large tiled shower. Downstairs, the primary suite is its own sanctuary with bamboo flooring, direct access to the back lanai, and a beautifully finished bathroom with a double vanity, granite counters, a walk-in closet, and a luxurious floor-to-ceiling tiled shower with stone flooring. And then there's the outdoor living--where this home really shines. The screened-in back porch with pavers, a gas fireplace, and a convenient serving window from the kitchen is made for relaxing evenings and weekend get-togethers. There's even an outdoor half bath and a doggie door, because every member of the household deserves easy access to the good life. Beyond everything that's already here, the property also offers future potential. The front portion of the lot can be separated, giving you options down the line whether you're thinking of building, investing, or simply holding onto the space for added privacy. Ideally located in the heart of Fleming Island, near top-rated schools, golf, shopping, and dining. Major updates--including a new roof, plumbing, septic system, and well pumps--have already been taken care of, along with features like a tankless water heater, water softener, and aerator system. Two A/C units keep things comfortable, and the turnaround driveway and attached two-car garage add everyday convenience. This is the kind of home where mornings start with coffee by the river, afternoons turn into boat rides, and evenings end by the fire with the sound of the water in the background. It's not just a property--it's a lifestyle that's ready to be lived.