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4639 Harbor View Terrace
Morganton NC 28655 US

$885,000

Active Listing ID 4367035
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4 bed
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3.00 Bath (3 Full)
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Lot: 0.82 Acres
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Single Family Residence

$885,000

Active Listing ID 4367035
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4639 Harbor View Terrace If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.

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Property Features

  • Facts
  • Lot Size: 0.82 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air, Heat Pump
  • Heating Fuels: Central, Heat Pump (Heating)
  • Additional Features
  • Basement
  • Fireplace

School Information

  • School
  • Glen Alpine(Elementary)
  • Table Rock(MiddleSchool)
  • Freedom(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 885000
  • unparsedaddress: 4639 Harbor View Terrace
  • postalcity: Morganton
  • stateorprovince: NC
  • country: US
  • postalcode: 28655
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.82
  • lotsizeunits: Acres
  • lotsizearea: 0.82
  • livingarea: 3542
  • livingareaunits: Square Feet
  • latitude: 35.764129
  • longitude: -81.821861
  • listagentfullname: Carmyn Shugart
  • listagentemail: carmyn@nctruenorthrealty.com
  • listagentkey: 3yd-CMLSNC-R15498
  • listagentmlsid: R15498
  • listagentpreferredphone: 8284499093
  • listagentofficephone: 8284499093
  • listofficekey: 3yd-CMLSNC-R03439
  • listofficemlsid: R03439
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 2003
  • listingcontractdate: 2026-04-10
  • listagenturl: http://www.nctruenorthrealty.com
  • countyorparish: Burke
  • parcelnumber: 1764-24-9985
  • elementaryschool: Glen Alpine
  • highschool: Freedom
  • appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
  • cooling: Central Air, Heat Pump
  • constructionmaterials: Hard Stucco
  • heating: Central, Heat Pump (Heating)
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Driveway, Garage, Garage - Attached
  • waterfrontyn: False
  • franchiseaffiliation: None
  • rooms: Bedroom 3, Bonus Room, Bathroom 3, Basement, Bathroom 2, Laundry Room, Bedroom 4, Bathroom 1, Bedroom 1, Bedroom 2
  • basement: Apartment, Exterior Entry, Finished, Walk-Out Access, Interior Entry, Full
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.82186, 35.76413
  • openhouse: { "AppointmentRequiredYN": false, "ListingKey": "3yd-CMLSNC-4367035", "OpenHouseEndTime": "2026-06-27 14:00:00", "OpenHouseId": "5949164", "OpenHouseRemarks": null, "OpenHouseStartTime": "2026-06-27 12:00:00", "OpenHouseType": null, "VirtualOpenHouseURL": null }
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"True North Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"carmyn@nctruenorthrealty.com", "ListBrokerageCity":"Hickory", "ListBrokerageCountry":"US", "ListBrokerageEmail":"katie@nctruenorthrealty.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/CMLSNC/100172b1f4e211ed880b0242ac110008/20230517184044436.png", "ListBrokerageName":"True North Realty", "ListBrokeragePhone":"(828) 307-0099", "ListBrokeragePostalCode":"28603", "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"PO Box 9061", "ListBrokerageWebsiteUrl":"http://www.nctruenorthrealty.com", "ListOfficeAddress1":"1 N Center Street Suite 240", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"R03439", "ListOfficeCity":"Hickory", "ListOfficeCountry":"US", "ListOfficeEmail":"katie@nctruenorthrealty.com", "ListOfficePostalCode":"28601", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Morganton, NC", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/4639-Harbor-View-Ter_Morganton_NC_28655_M63344-41161?f=listhub&s=CMLSNC&m=4367035&c=rexren", "MLSModificationTimestamp":"2026-07-20 12:17:05", "Neighborhoods":[{"Description":null, "Name":"East Shores"}], "PostalCode":null, "RoomCount":13, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"REID 49902 PIN 1764249985", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 7/20/2026 12:39:15 PM GMT
Source Updated Date: 7/24/2026 12:56:16 PM GMT

Courtesy of: Carmyn Shugart, True North Realty, carmyn@nctruenorthrealty.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.