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4634 Harbor View Terrace
Morganton NC 28655 US

$849,000

Active Listing ID 4340012
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3 bed
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3.00 Bath (3 Full)
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Lot: 0.78 Acres
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Single Family Residence

$849,000

Active Listing ID 4340012
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4634 Harbor View Terrace Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces-one in the main living room and another in the lower-level den-creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home's scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck-perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views-a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video below!*

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Property Features

  • Facts
  • Lot Size: 0.78 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air, Ceiling Fan(s)
  • Roof Type: Shingle
  • Heating Fuels: Forced Air
  • Additional Features
  • Basement
  • Fireplace
  • Waterfront

School Information

  • School
  • Glen Alpine(Elementary)
  • Table Rock(MiddleSchool)
  • Freedom(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 849000
  • unparsedaddress: 4634 Harbor View Terrace
  • postalcity: Morganton
  • stateorprovince: NC
  • country: US
  • postalcode: 28655
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.78
  • lotsizeunits: Acres
  • lotsizearea: 0.78
  • livingarea: 2947
  • livingareaunits: Square Feet
  • latitude: 35.765428
  • longitude: -81.821272
  • listagentfullname: Zac Campbell
  • listagentemail: zac.campbell@dashnc.com
  • listagentkey: 3yd-CMLSNC-R63016
  • listagentmlsid: R63016
  • listagentpreferredphone: 9198156197
  • listagentofficephone: 9198156197
  • listofficekey: 3yd-CMLSNC-R03665
  • listofficemlsid: R03665
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 1995
  • listingcontractdate: 2026-01-29
  • countyorparish: Burke
  • parcelnumber: 49887
  • elementaryschool: Glen Alpine
  • highschool: Freedom
  • appliances: Dishwasher, Electric Oven, Microwave
  • cooling: Central Air, Ceiling Fan(s)
  • constructionmaterials: Brick Full
  • heating: Forced Air
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Open, Garage, Driveway, Garage - Attached
  • roof: Shingle
  • view: Water
  • waterfrontyn: True
  • franchiseaffiliation: None
  • rooms: Bedroom 2, Dining Room, Bonus Room, Basement, Bedroom 1, Den, Bedroom 3, Bathroom 3, Bathroom 2, Bathroom 1, Laundry Room
  • basement: Storage Space, Interior Entry
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.82127, 35.765427
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"DASH Carolina", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"zac.campbell@dashnc.com", "ListBrokerageCity":"Asheville", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"DASH Carolina", "ListBrokeragePhone":"8283609972", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"157 S Lexington Ave. STE D", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"6115 Park South Drive #370 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"R03665", "ListOfficeCity":"Charlotte", "ListOfficeCountry":"USA", "ListOfficeEmail":"info@dashnc.com", "ListOfficePostalCode":"28210", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Morganton, NC", "ListingURL":null, "MLSModificationTimestamp":"2026-02-02 21:32:05", "Neighborhoods":[{"Description":null, "Name":"East Shores"}], "PostalCode":null, "RoomCount":8, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"4634 HARBOR VIEW TER MORGANTON, NC 28655", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 2/4/2026 3:10:29 AM GMT
Source Updated Date: 2/4/2026 12:52:35 PM GMT

Courtesy of: Zac Campbell, DASH Carolina, zac.campbell@dashnc.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.