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4574 Simpson St
Milton FL 32583 US

$119,900

Active Listing ID 673310
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2 bed
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2.00 Bath (2 Full)
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Lot: 0.18 Acres
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Single Family Residence

$119,900

Active Listing ID 673310
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4574 Simpson St Charming Fixer-Upper, Endless possibilities! Located in the heart of historic Bagdad — where small-town charm meets opportunity! Just one block from the public boat launch with fishing, a shaded picnic area, and beautiful waterfront views, this property is ideal for anyone who loves the outdoors or dreams of living near the water. This fenced-in corner lot features a home with great bones and tons of potential. Major updates have already been taken care of, including a 16-year-old metal roof, copper wiring, updated HVAC-estimated 2020 and a premium EcoSmart tankless water heater. The home is connected to city water and sewer. Outside, enjoy the practical and hobby-friendly spaces — a 10x10 storage shed, a 10x20 workshop with electric and water, including washer and dryer for added convenience. A 25x25 metal carport with a concrete foundation. The yard also features a mature pecan tree along the fence that flourishes with pecans each harvest season, adding a touch of Southern charm. With its corner lot visibility and proximity to the boat launch, there’s even potential for a small tackle shop or local hobby business (subject to city zoning approval). 'AS IS' BUT here’s a bonus for buyers — a renovation loan is available through a local lender, allowing the new owner to complete the renovations themselves and hire subcontractors directly, without the requirement of a general contractor. This flexible loan option gives buyers more control and can make transforming this home even more affordable and achievable. Whether you’re an investor, a first-time buyer, or a hands-on homeowner looking to bring new life to a historic property, this home offers a rare mix of character, location, and opportunity. Buyer and buyer’s agent to perform due diligence and verify all details of importance. Measurements taken from county records.

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Property Features

  • Facts
  • Lot Size: 0.18 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2

School Information

  • School
  • Bagdad(Elementary)
  • R. HOBBS(MiddleSchool)
  • Milton(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 119900
  • unparsedaddress: 4574 Simpson St
  • postalcity: Milton
  • stateorprovince: FL
  • country: US
  • postalcode: 32583
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.18
  • lotsizeunits: Acres
  • lotsizearea: 0.18
  • livingarea: 1089
  • livingareaunits: Square Feet
  • latitude: 30.601178
  • longitude: -87.030823
  • listagentfullname: Karen Cobb
  • listagentemail: karenpcobb@gmail.com
  • listagentkey: 3yd-PARFL-15042
  • listagentmlsid: 15042
  • listagentpreferredphone: 8504853172
  • listagentofficephone: 8503939455
  • listofficekey: 3yd-PARFL-ARE1
  • listofficemlsid: ARE1
  • disclaimer: Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: PARFL
  • yearbuilt: 1955
  • listingcontractdate: 2025-11-04
  • countyorparish: Santa Rosa
  • parcelnumber: 151N280120012000021
  • elementaryschool: Bagdad
  • highschool: Milton
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 2
  • parkingfeatures: Carport
  • waterfrontyn: False
  • architecturalstyle: Cottage
  • rooms: Bathroom 1, Bathroom 2, Bedroom 1, Bedroom 2
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -87.03082, 30.601177
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Alliance Real Estate", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"karenpcobb@gmail.com", "ListBrokerageCity":"Pensacola", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"Alliance Real Estate", "ListBrokeragePhone":"8503939455", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"60 S. Alcaniz St.", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"532 West Garden Street", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Pensacola", "ListOfficeCountry":"US", "ListOfficeEmail":"dwu6688@gmail.com", "ListOfficePostalCode":"32502", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Single Family Residence, Cottage - Milton, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/4574-Simpson-St_Milton_FL_32583_M64259-68944?f=listhub&s=PARFL&m=673310&c=rexren", "MLSModificationTimestamp":"2026-01-02T12:35:02Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":null, "StateOrProvince":null, "Taxes":[], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 1/2/2026 8:04:37 PM GMT
Source Updated Date: 1/12/2026 12:40:54 PM GMT

Courtesy of: Karen Cobb, Alliance Real Estate, karenpcobb@gmail.com

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.