442 S Collins Street ***D303 St. Charles Schools*** The popular and spacious Cumberland 2-story floorplan in the River Ridge subdivision offering 4 bedrooms, 3.5 bathrooms, finished basement with a framed out room and attached 2.5-car garage. Mature landscaping and a lovely covered porch welcome you. Step inside to an open 2-story foyer that is flooded with natural light. The bright living room with big windows opens to the dining room. Well appointed kitchen with ample cabinets and counterspace, center island, stainless steel appliances, pantry closet with custom spice organizer and a roomy eat-in area with glass sliders that lead to the back patio. Steps away is a sizeable family room featuring a gas fireplace with built-ins and a picture window. A powder room and a large laundry room with cabinets, counter and utility sink rounds out the main level. Upstairs is the Master suite with volume ceiling, walk-in closet with organizing system and ensuite bath with dual sink vanity, soaking tub and separate shower stall. 3 additional bedrooms, 1 with a walk-in closet, full hall bath with extended vanity and shower over tub combo and a spacious loft completes the 2nd level. The full finished basement has a large rec room, wet bar area with built-ins, a workroom that could easily be converted to a 5th bedroom, a full bath and a storage area. Relax outdoors on the concrete patio or in the abundant greenspace of the fully fenced backyard. Walking distance to nearby parks, baseball fields and the Fox River. Value-added features: (2026) Microwave, washer, kitchen sink and faucet; (2025) Roof, AC, glass sliders, front screen door; (2024) Furnace, humidifier; (2023) Dryer, hall bath renovation; (2022) Water softener, dishwasher; (2021) Refrigerator; (2019) Water heater, Master bath renovation.