441 40TH AVENUE NE Price Reduced — Exceptional Value on This Character-Filled Bungalow! Don't miss this rare opportunity to own a charming 1951 bungalow at an updated price that puts instant equity in your hands. This 3 bed, 2 bath gem blends vintage character with smart, modern updates — and with just a little cosmetic TLC (think fresh paint, flooring, new deck), you could build significant equity from day one. Original hardwood floors grace the living room and two bedrooms, adding timeless character you simply can't replicate. The kitchen is move-in ready with stainless appliances, granite counters, an eat-at bar, and tile flooring. Both bathrooms have been newly updated for comfort, while still leaving room to add your personal touch and maximize your return. Outdoor living is where this home truly shines — enjoy a back patio deck with stairs leading down to a covered carport/relaxation area on one side and a paver patio on the other. The large, private backyard features a raised 10×12 shed, perfect for storage, a workshop, or garden studio. Alley driveway access adds ease and flexibility. Rest easy knowing the home has had no flood claims reported in recent storms. And the location couldn't be more convenient — just 2 blocks from Publix, restaurants, and more, with quick access to 4th St, Downtown and St Pete Pier, HWY 275. Bonus: If you choose the seller's recommended lender, you may be eligible for a 1% lender credit toward closing costs (valid with preferred lender only; cannot be combined with down payment assistance programs). This is the opportunity savvy buyers have been waiting for — priced to move, ready to shine.