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440 Fort Saratoga
St Charles MO 63303 US

$695,000

Active Listing ID 25067046
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5 bed
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4.00 Bath (4 Full)
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Lot: 0.37 Acres
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Single Family Residence

$695,000

Active Listing ID 25067046
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440 Fort Saratoga This beautifully maintained four-bedroom, four-full-bath atrium ranch offers over 4600 sq ft of beautiful living space. When you arrive you will park in one of the three over size garages carriage style, one single and one two-car. Garage is pre-wired for EV charger. Enter the laundry room with cabinets and a scrub sink. From there you will go directly into the kitchen, very convenient for those groceries. The kitchen has a newer dual fuel range, refrigerator, dishwasher, microwave, large stainless steel sink with garbage disposal. The kitchen also has a large pantry and granite countertops. The master bedroom with coffered ceiling and ceiling fan is a welcome oasis after a long day. The spa-like masterbath has a heated floor, large walk-in shower with body sprays, wand and rain shower. Separate vanities and a jetted tub. Enjoy beautiful sunrises from your hearth room. The hearthroom has great hardwood floors and a comfy gas log fireplace for those long winter days. Open the french doors to the large screen room to enjoy dining in the outdoors. The wooded backyard provides so much privacy here. You'll feel like you are living up in the trees. For those multi generational families, the second ensuite has a handicapped shower with enough space to add other handicapped accessories as needed. The third bedroom is next to the third bathroom so no one has to share a bath. The large great room on the main level flows into the dining room making entertaining small or large group very easy. The lower level has a large custom bar including granite counter tops, sink and garbage disposal. The lower level also has the fourth bedroom, a full bathroom and a craft room including a large sink and could be used as a fifth sleeping area should your family need the extra space. Did I mention the large recreation room including plenty of storage in the lower level. Exit the lower level to another large deck leading to your private Swim Spa. The Catalina Swim Spa is 12'4" by 7'4" and is staying with the house. Great place to start your day or enjoy the stars at night. Actually anytime it’s great. Also, the pool table/ping pong top will be left with the house.

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Property Features

  • Facts
  • Lot Size: 0.37 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 4
  • Cooling System: Ceiling Fan(s), Central Air, Electric
  • Exterior Finish: Fencing, Private Entrance, Private Yard, Rain Gutters
  • Floor Covering: Carpet, Hardwood, Tile, Tile - Ceramic, Vinyl
  • Roof Type: Shingle
  • Heating Fuels: Fireplace(s), Forced Air, Natural Gas
  • Additional Features
  • Fireplace

School Information

  • School
  • Becky-David Elem.(Elementary)
  • Barnwell Middle(MiddleSchool)
  • Francis Howell North High(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 695000
  • unparsedaddress: 440 Fort Saratoga
  • postalcity: St Charles
  • stateorprovince: MO
  • country: US
  • postalcode: 63303
  • bathroomsfull: 4
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.37
  • lotsizeunits: Acres
  • lotsizearea: 0.37
  • livingarea: 4634
  • livingareaunits: Square Feet
  • latitude: 38.747672
  • longitude: -90.540121
  • listagentfullname: Richard Schuster
  • listagentemail: rshoe31@swbell.net
  • listagentkey: 3yd-MARISMO-RSCHUSTE
  • listagentmlsid: RSCHUSTE
  • listagentpreferredphone: 3147404245
  • listagentofficephone: 6366345550
  • listofficekey: 3yd-MARISMO-BPAL01
  • listagentstatelicense: 1999123511
  • listofficemlsid: BPAL01
  • disclaimer: Copyright © 2025 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MARISMO
  • yearbuilt: 2004
  • buildername: Griffey
  • countyorparish: St. Charles
  • parcelnumber: 3-0117-9452-00-0134.0000000
  • elementaryschool: Becky-David Elem.
  • highschool: Francis Howell North High
  • elementaryschooldistrict: Francis Howell R-III
  • middleorjuniorschooldistrict: Francis Howell R-III
  • highschooldistrict: Francis Howell R-III
  • appliances: Cooktop, Cooktop - Gas, Dishwasher, Garbage Disposer, Microwave, Oven - Double, Range, Washer
  • cooling: Ceiling Fan(s), Central Air, Electric
  • constructionmaterials: Brick, Brick Veneer, Vinyl Siding
  • flooring: Carpet, Hardwood, Tile, Tile - Ceramic, Vinyl
  • heating: Fireplace(s), Forced Air, Natural Gas
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 3
  • parkingfeatures: Garage, Garage - Attached
  • roof: Shingle
  • waterfrontyn: False
  • interiorfeatures: Bar, Breakfast Bar, Butler Pantry, Cathedral Ceiling(s), Cedar Closet(s), Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, In-law Floorplan, Open Floorplan, Pantry, Separate Shower, Smart Thermostat, Sound System, Storage, Vaulted Ceiling(s), Walk-in Closet(s), Walk-in Pantry, Wet Bar, Whirlpool, Workshop/Hobby Area
  • exteriorfeatures: Fencing, Private Entrance, Private Yard, Rain Gutters
  • architecturalstyle: Ranch
  • rooms: Basement, Bathroom 1, Bathroom 2, Bathroom 3, Bathroom 4, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5
  • securityfeatures: Closed Circuit Camera(s)
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -90.54012, 38.747673
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Palazzolo Properties Inc", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Annually", "ExpenseValue":250}], "GeocodeOptions":null, "LeadRoutingEmail":"rshoe31@swbell.net", "ListBrokerageCity":"O'Fallon", "ListBrokerageCountry":"US", "ListBrokerageEmail":"paloprop@hotmail.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Palazzolo Properties Inc", "ListBrokeragePhone":"(636) 634-5550", "ListBrokeragePostalCode":"63368", "ListBrokerageStateOrProvince":"MO", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"410 Explorer Dr", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"410 Explorer Dr", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"SBRPALAZ", "ListOfficeCity":"O'Fallon", "ListOfficeCountry":"US", "ListOfficeEmail":"paloprop@hotmail.com", "ListOfficePostalCode":"63368", "ListOfficeStateOrProvince":"MO", "ListPriceCurrencyType":"USD", "ListingTitle":"Single Family Residence, Ranch - St Charles, MO", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/440-Fort-Saratoga_Saint-Charles_MO_63303_M71256-36979?f=listhub&s=MARISMO&m=25067046&c=rexren", "MLSModificationTimestamp":"2025-10-23T14:03:38Z", "Neighborhoods":[{"Description":null, "Name":"411 - Francis Howell North"}], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":10, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":6140, "TaxDescription":null, "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 10/23/2025 9:33:03 PM GMT
Source Updated Date: 12/6/2025 6:41:39 AM GMT

Courtesy of: Richard Schuster, Palazzolo Properties Inc, rshoe31@swbell.net

Copyright © 2025 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.