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4296 Cottage Park Road
White Bear Lake MN 55110 US

$1,740,000

Active Listing ID 7101492
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3 bed
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3.00 Bath (2 Full)
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Lot: 0.09 Acres
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Other

$1,740,000

Active Listing ID 7101492
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4296 Cottage Park Road Welcome to a beautifully appointed turnkey lakefront home on the sought-after west shore of White Bear Lake. Offering over 2, 100 finished square feet, this exceptional residence is being offered fully furnished with tasteful lake-inspired decor, gas grill, dock, and boatlift included. Designed for effortless enjoyment, this home provides the rare opportunity to begin experiencing the lake lifestyle immediately on one of Minnesota's most desirable lakes. Located in the highly desirable Cottage Park neighborhood, this home offers the perfect balance of peaceful waterfront living and convenient access to the community. A short five-minute walk brings you to White Bear Lake's favorite restaurants, coffee shops, boutiques, live music venues, and local gathering places. From the moment you enter, expansive panoramic views of White Bear Lake capture your attention and become the heart of the home. The inviting screened porch and lakeside deck create wonderful spaces to enjoy morning coffee, evening gatherings, or quiet moments taking in the beauty of the water and the refreshing lake breeze. Inside, thoughtful details and comfortable spaces create a warm and inviting atmosphere. The custom stone gas fireplace anchors the spacious living room, while the open-concept layout seamlessly connects the living area, dining space, and eat-in kitchen. Perfect for entertaining family and friends, the kitchen features granite countertops, custom tile backsplash, stainless steel appliances, custom cabinetry with pull-out shelving, and a generous walk-in pantry. Nearly every room showcases beautiful lake views. A main-level bedroom, three-quarter bathroom, and abundant storage complete the first floor. Just steps from the home, the heated oversized detached two-car garage provides exceptional flexibility for vehicles, recreational equipment, lake gear, and additional storage. The upper level offers two additional bedrooms and two bathrooms, including a private primary suite designed to take full advantage of the breathtaking waterfront setting. A dramatic wall of windows frames spectacular lake views, while the private balcony offers the perfect retreat for morning coffee or sunset evenings. The suite also includes a custom built-in office workspace, spacious walk-in closet, and beautifully finished en suite bathroom. The upper level also features a generously sized third bedroom, full bathroom, and large laundry room with utility sink for added convenience. A unique feature of the home is the versatile lower-level storage area, accessible from both the kitchen pantry and exterior double doors. This flexible space is ideal for seasonal furnishings, lake toys, outdoor equipment, and storage needs. Step outside and experience the enjoyment of true lakefront living. With the included gas grill, dock, and boat lift, this home is ready for memorable summers on White Bear Lake. Whether boating, swimming, entertaining family and friends, or simply enjoying peaceful mornings and beautiful sunrises over the water, this property offers the relaxed lake lifestyle buyers dream about. An exceptional opportunity to own a beautifully furnished lakefront home in one of White Bear Lake's most desirable neighborhoods-offering stunning views, thoughtful updates, and the convenience of a turnkey waterfront retreat.

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Property Features

  • Facts
  • Lot Size: 0.09 Acres
  • Property Type: Residential
  • Property Sub-type: Other
  • Features
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 1
  • Cooling System: Central Air, Ductless
  • Exterior Finish: Stucco
  • Heating Fuels: Forced Air, Ductless (Heating)
  • Additional Features
  • Fireplace

Property

  • propertytype: Residential
  • propertysubtype: Other
  • listprice: 1740000
  • unparsedaddress: 4296 Cottage Park Road
  • postalcity: White Bear Lake
  • stateorprovince: MN
  • country: US
  • postalcode: 55110
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 1
  • lotsizeacres: 0.091
  • lotsizeunits: Acres
  • lotsizearea: 0.091
  • livingarea: 2136
  • livingareaunits: Square Feet
  • latitude: 45.071271
  • longitude: -93.011063
  • listagentfullname: Brian Raney
  • listagentemail: brian@homeavenue.com
  • listagentkey: 3yd-RMLSMN-142322
  • listagentmlsid: 142322
  • listagentpreferredphone: (763) 473-1510
  • listofficekey: 3yd-RMLSMN-15317
  • listofficemlsid: 15317
  • disclaimer: Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: RMLSMN
  • yearbuilt: 2000
  • listingcontractdate: 2026-07-01
  • listagenturl: http://www.HomeAvenue.com
  • countyorparish: Ramsey
  • parcelnumber: 233022420005
  • highschooldistrict: White Bear Lake
  • cooling: Central Air, Ductless
  • heating: Forced Air, Ductless (Heating)
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Garage - Detached
  • waterfrontyn: False
  • franchiseaffiliation: None
  • exteriorfeatures: Stucco
  • rooms: Bedroom 3, Bathroom 3, Bathroom 2, Bathroom 1, Bedroom 1, Bedroom 2
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -93.01106, 45.07127
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"HomeAvenue Inc", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"brian@homeavenue.com", "ListBrokerageCity":"St. Louis Park", "ListBrokerageCountry":"US", "ListBrokerageEmail":"greg@homeavenue.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/RMLSMN/f69a0ca1208e11dfb72600219b9aa4d8/20100225112653344.png", "ListBrokerageName":"HomeAvenue Inc", "ListBrokeragePhone":"(763) 473-1510", "ListBrokeragePostalCode":"55426", "ListBrokerageStateOrProvince":"MN", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"7825 Wayzata Blvd", "ListBrokerageWebsiteUrl":"http://www.HomeAvenue.com", "ListOfficeAddress1":"7880 Olson Memorial Highway ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"15317", "ListOfficeCity":"Golden Valley", "ListOfficeCountry":"US", "ListOfficeEmail":"HomeAvenue3@gmail.com", "ListOfficePostalCode":"55427", "ListOfficeStateOrProvince":"MN", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - White Bear Lake, MN", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/4296-Cottage-Park-Rd_White-Bear-Lake_MN_55110_M78978-00454?f=listhub&s=RMLSMN&m=7101492&c=rexren", "MLSModificationTimestamp":"2026-07-07 13:48:05", "Neighborhoods":[{"Description":null, "Name":"Cottage Park"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":15626, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 7/18/2026 4:48:18 AM GMT
Source Updated Date: 7/21/2026 6:32:15 PM GMT

Courtesy of: Brian Raney, Home Avenue Flat Fee Realty, brian@homeavenue.com

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.