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41520 CHARM LAKE Drive
UMATILLA FL 32784 US

$950,000

Active Listing ID O6449945
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5 bed
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4,936 square feet
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4.00 Bath (4 Full)
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Lot: 17.89 Acres
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Single Family Residence

$950,000

Active Listing ID O6449945
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41520 CHARM LAKE Drive Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4, 936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1, 100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

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Property Features

  • Facts
  • Lot Size: 17.89 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 4
  • Cooling System: Central Air
  • Exterior Finish: RV Hookup
  • Floor Covering: Tile - Ceramic
  • Roof Type: Shingle
  • Heating Fuels: Central
  • Additional Features
  • Fireplace
  • Patio
  • Waterfront

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 950000
  • unparsedaddress: 41520 CHARM LAKE Drive
  • postalcity: UMATILLA
  • stateorprovince: FL
  • country: US
  • postalcode: 32784
  • bathroomsfull: 4
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 17.89
  • lotsizeunits: Acres
  • lotsizearea: 17.89
  • livingarea: 4936
  • livingareaunits: Square Feet
  • latitude: 28.954711
  • longitude: -81.739122
  • listagentfullname: Tyler Gibson LLC
  • listagentemail: tyler@gpghome.com
  • listagentkey: 3yd-MFRMLSFL-261225159
  • listagentmlsid: 261225159
  • listagentpreferredphone: 8773662213
  • listagentofficephone: 4075909858
  • listofficekey: 3yd-MFRMLSFL-261016803
  • listofficemlsid: 261016803
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 1979
  • listingcontractdate: 2026-10-14
  • listagentfax: 8772682889
  • listagenturl: https://gpghome.com
  • countyorparish: Lake
  • parcelnumber: 05-18-26-0100-00C-01300
  • appliances: Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
  • cooling: Central Air
  • constructionmaterials: Frame
  • flooring: Tile - Ceramic
  • heating: Central
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Guest, Driveway, Covered, RV, Off Street
  • roof: Shingle
  • view: Water, Lake
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Cathedral Ceiling(s), Ceiling Fans(s), Vaulted Ceiling(s)
  • exteriorfeatures: RV Hookup
  • waterfrontfeatures: Lake Front
  • architecturalstyle: Ranch
  • rooms: Bedroom 5, Bedroom 1, Bathroom 4, Bathroom 3, Bedroom 3, Bedroom 2, Bathroom 2, Bedroom 4, Bathroom 1
  • otherstructures: Guest House
  • patioandporchfeatures: Deck
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -81.73912, 28.954712
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"LPT Realty, LLC.", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"tyler@gpghome.com", "ListBrokerageCity":"Lake Mary", "ListBrokerageCountry":"US", "ListBrokerageEmail":"boards@lpt.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"LPT Realty, LLC.", "ListBrokeragePhone":"(877) 366-2213", "ListBrokeragePostalCode":"32746", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1400 S. International Parkway", "ListBrokerageWebsiteUrl":"https://www.lpt.com/", "ListOfficeAddress1":"1400 SOUTH INTERNATIONAL PARKW Suite 1020", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"261016803", "ListOfficeCity":"LAKE MARY", "ListOfficeCountry":"US", "ListOfficeEmail":"flbrokers@lptrealty.com", "ListOfficePostalCode":"32746", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, UMATILLA, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/41520-Charm-Lake-Dr_Umatilla_FL_32784_M60744-60615?f=listhub&s=MFRMLSFL&m=O6449945&c=rexren", "MLSModificationTimestamp":"2026-10-20 17:24:22", "Neighborhoods":[{"Description":null, "Name":"DREAM LAKE POULTRY RANCHES"}], "PostalCode":null, "RoomCount":7, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":10421, "TaxDescription":"DREAM LAKE POULTRY RANCHES BEG 207.45 FT N & 377 FT W OF SE COR OF LOT 13 RUN W TO W LINE OF LOT 12 N'LY TO A PT 69 FT S'LY FROM NW COR OF LOT 12 W TO LAKE S'LY ALONG LAKE TO POINT W OF SW COR OF LOT 12 E TO E LINE OF LOT 12 N TO N LINE OF LOT 11 W T O POINT N OF POB S TO POB LOTS 13 14 15 23 24 S 202 FT OF LOT 25 BLK C & UNNUMBERED LOT W OF LAKE IN BLK C PB 9 PG 47 FROM SE COR OF NE 1/4 OF SEC 06-18-26 RUN N 00-08-12 E 252.83 FT FOR POB RUN N 89-51-48 W 107.49 FT N 00-08-12 E 578.43 FT S 89-51-4 8 E 107.49 FT S 00-08-12 W 578.43 FT TO POB ORB 5152 PG 2107", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 10/24/2026 6:48:47 AM GMT
Source Updated Date: 10/24/2026 10:55:23 AM GMT

Courtesy of: Tyler Gibson LLC, LPT REALTY, LLC, tyler@gpghome.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.