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413 Terrace Drive
Chimney Rock NC 28720 US

$399,000

Active Listing ID 4392061
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2 bed
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734 square feet
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2.00 Bath (1 Full , 1 Half)
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Lot: 0.13 Acres
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Single Family Residence

$399,000

Active Listing ID 4392061
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413 Terrace Drive Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away. The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere. The inviting living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting. Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you're looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities.

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Property Features

  • Facts
  • Lot Size: 0.13 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 1
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air, Ceiling Fan(s), Heat Pump
  • Roof Type: Metal
  • Heating Fuels: Heat Pump (Heating)
  • Additional Features
  • Fireplace
  • Patio

School Information

  • School
  • Unspecified(Elementary)
  • Unspecified(MiddleSchool)
  • Unspecified(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 399000
  • unparsedaddress: 413 Terrace Drive
  • postalcity: Chimney Rock
  • stateorprovince: NC
  • country: US
  • postalcode: 28720
  • bathroomsfull: 1
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.13
  • lotsizeunits: Acres
  • lotsizearea: 0.13
  • livingarea: 734
  • livingareaunits: Square Feet
  • latitude: 35.438382
  • longitude: -82.240399
  • listagentfullname: Laura Moye
  • listagentemail: laura@mymosaicrealty.com
  • listagentkey: 3yd-CMLSNC-moye
  • listagentmlsid: moye
  • listagentpreferredphone: 8283014518
  • listagentofficephone: 8283014518
  • listofficekey: 3yd-CMLSNC-NCM17440
  • listofficemlsid: NCM17440
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 1940
  • listingcontractdate: 2026-10-06
  • listagenturl: http://www.mymosaicrealty.com
  • countyorparish: Rutherford
  • parcelnumber: 230664
  • elementaryschool: Unspecified
  • highschool: Unspecified
  • appliances: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
  • cooling: Central Air, Ceiling Fan(s), Heat Pump
  • constructionmaterials: Wood
  • heating: Heat Pump (Heating)
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Driveway
  • roof: Metal
  • waterfrontyn: False
  • franchiseaffiliation: None
  • architecturalstyle: Other
  • rooms: Laundry Room, Bedroom 1, Bathroom 2, Bedroom 2, Bathroom 1
  • patioandporchfeatures: Deck, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -82.2404, 35.43838
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Mosaic Community Lifestyle Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"laura@mymosaicrealty.com", "ListBrokerageCity":"Asheville", "ListBrokerageCountry":"US", "ListBrokerageEmail":"mike@mymosaicrealty.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Mosaic Community Lifestyle Realty", "ListBrokeragePhone":"(828) 337-8190", "ListBrokeragePostalCode":"28806", "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"10 Sevan Court", "ListBrokerageWebsiteUrl":"http://www.mymosaicrealty.com", "ListOfficeAddress1":"46 Orchard Street, Suite 100 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"NCM17440", "ListOfficeCity":"Asheville", "ListOfficeCountry":"US", "ListOfficeEmail":"info@mymosaicrealty.com", "ListOfficePostalCode":"28801", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Chimney Rock, NC", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/413-Terrace-Dr_Chimney-Rock_NC_28720_M68859-38802?f=listhub&s=CMLSNC&m=4392061&c=rexren", "MLSModificationTimestamp":"2026-10-07 09:01:06", "Neighborhoods":[], "PostalCode":null, "RoomCount":6, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"See Deed", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 10/7/2026 9:08:27 AM GMT
Source Updated Date: 10/11/2026 12:52:36 AM GMT

Courtesy of: Laura Moye, Mosaic Community Lifestyle Realty, laura@mymosaicrealty.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.