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4099 ISLAND LAKES DRIVE
WINTER HAVEN FL 33881 US

$399,000

Active Listing ID P4934266
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3 bed
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2.00 Bath (2 Full)
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Lot: 0.40 Acres
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Single Family Residence

$399,000

Active Listing ID P4934266
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4099 ISLAND LAKES DRIVE NEW ROOF 2/9/2026 + $40, 000 PRICE IMPROVEMENT! Lakefront living on the Chain of Lakes just became an incredible opportunity. Welcome to 4099 Island Lakes Dr — a well-maintained 3 bedroom, 2 bath block home offering breathtaking waterfront views and direct access to the Chain of Lakes. Major updates already handled with a brand new roof installed February 9, 2026, giving buyers peace of mind and potential insurance benefits. Combine that with a significant $40K price reduction, and this property stands out in today’s market. Inside, you’ll find a bright and open layout filled with natural light. The spacious living area flows seamlessly into the kitchen and dining space, ideal for entertaining or relaxing after a day on the water. The primary suite features beautiful lake views, a private bath, and generous closet space. Step outside to freshly installed sod and updated landscaping that enhances curb appeal and creates the perfect setting for outdoor gatherings. With direct lake access, enjoy boating, fishing, kayaking, and stunning sunset views right from your backyard. Whether you're searching for a full-time residence, seasonal escape, or lakefront investment, this Chain of Lakes home offers location, lifestyle, and value. Schedule your private showing today.

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Property Features

  • Facts
  • Lot Size: 0.40 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air
  • Exterior Finish: Paved, Lighting
  • Floor Covering: Laminate
  • Roof Type: Shingle
  • Heating Fuels: Central
  • Additional Features
  • Waterfront

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 399000
  • unparsedaddress: 4099 ISLAND LAKES DRIVE
  • postalcity: WINTER HAVEN
  • stateorprovince: FL
  • country: US
  • postalcode: 33881
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.4
  • lotsizeunits: Acres
  • lotsizearea: 0.4
  • livingarea: 1603
  • livingareaunits: Square Feet
  • latitude: 28.067429
  • longitude: -81.726016
  • listagentfullname: Don Jerue
  • listagentemail: donjerue11@gmail.com
  • listagentkey: 3yd-MFRMLSFL-255001108
  • listagentmlsid: 255001108
  • listagentpreferredphone: 8635083000
  • listagentofficephone: 8635083000
  • listofficekey: 3yd-MFRMLSFL-255000256
  • listagentstatelicense: 3186459
  • listofficemlsid: 255000256
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 2006
  • listingcontractdate: 2025-04-01
  • countyorparish: Polk
  • parcelnumber: 26-28-09-530005-000430
  • appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • cooling: Central Air
  • constructionmaterials: Block, Stucco
  • flooring: Laminate
  • heating: Central
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Garage, Garage - Attached
  • roof: Shingle
  • waterfrontyn: True
  • franchiseaffiliation: Keller Williams Realty
  • interiorfeatures: Cathedral Ceiling(s), Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-in Closet(s)
  • exteriorfeatures: Paved, Lighting
  • waterfrontfeatures: Lake Privileges, Waterfront
  • architecturalstyle: Other
  • rooms: Bathroom 1, Bathroom 2, Bedroom 1, Bedroom 2, Bedroom 3, Kitchen, Living Room
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.72601, 28.067429
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Smart Realty of Winter Haven LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Monthly", "ExpenseValue":16.670000076293945}], "GeocodeOptions":null, "LeadRoutingEmail":"donjerue11@gmail.com", "ListBrokerageCity":"Winter Haven", "ListBrokerageCountry":"US", "ListBrokerageEmail":"bill.kilpatrick@kw.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/MFRMLSFL/fcf28d51814d11e9a85c0242ac11000c/20210303140901688.png", "ListBrokerageName":"Smart Realty of Winter Haven LLC", "ListBrokeragePhone":"863-508-3000", "ListBrokeragePostalCode":"33880", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"407 1st Street South", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"407 First Street South", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Winter Haven", "ListOfficeCountry":"US", "ListOfficeEmail":"klrw622@kw.com", "ListOfficePostalCode":"33880", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Single Family Residence - WINTER HAVEN, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/4099-Island-Lakes-Dr_Winter-Haven_FL_33881_M69986-57642?f=listhub&s=MFRMLSFL&m=P4934266&c=rexren", "MLSModificationTimestamp":"2026-02-10T12:03:09Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":5, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":5193.87, "TaxDescription":null, "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 2/10/2026 7:38:53 PM GMT
Source Updated Date: 2/22/2026 8:36:03 PM GMT

Courtesy of: Don Jerue, KELLER WILLIAMS REALTY SMART 1, donjerue11@gmail.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.