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4031 Bank Street
Bay Saint Louis MS 39520 US

$350,000

Pending Listing ID 4159724
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3 bed
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1,120 square feet
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2.00 Bath (2 Full)
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Lot: 0.24 Acres
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Single Family Residence

$350,000

Pending Listing ID 4159724
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4031 Bank Street Welcome to your furnished, turn-key waterfront retreat in Riverview Subdivision of Shoreline Park Community in Bay St. Louis! Situated on a desirable double lot with approximately 100 feet of bulkheaded waterfront, this coastal getaway is ready for boating, fishing and a relaxed waterfront lifestyle. The covered boathouse features electrical & water, lighting, a convenient outdoor shower. Boat lift is an Overhead cable-and-strap with an approximate 5, 000-pound capacity (currently accommodates a 21' deckboat) with the boathouse offering room for a boat or pontoon up to approximately 26 feet. The adjoining lot provides additional covered boat or vehicle storage also complete with electrical. Throw in a load of sand for your own private "beach" out back allowing for easy launching of kayaks or paddle boards etc. or for just soaking up the sun floating in the back canal. Location cannot be beat, just one canal, two quick turns to Bayou LaCroix, the property offers quick access to Bay St. Louis, the Mississippi Sound & the Gulf of America. Enjoy trips to Ship Island, Cat Island and outstanding Gulf Coast fishing and recreation right outside the door. This Raised home boasts a generous open yet covered area underneath giving you abundant space for entertaining! Enclosed storage room underneath complete with plumbing & electrical including separate commode room, plenty of space to store boating & fishing equipment plus a golf cart garage. Surrounded by attractive waterfront homes, this property presents an exciting opportunity to add your own cosmetic touches and create the coastal retreat you've envisioned. Whether you're seeking a weekend escape, full-time waterfront residence or potential "income producing" short-term vacation rental, this furnished property delivers the space for boating amenities and convenient water access needed to enjoy the Gulf Coast lifestyle. Grandfathered Flood Policy ONLY $1378/yr. is transferrable! Buyer to verify all measurements, water access, boat-lift capacity, vessel compatibility and rental eligibility.

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Property Features

  • Facts
  • Lot Size: 0.24 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Electric, Central Air
  • Exterior Finish: Balcony, Dock, Lighting, Outdoor Shower
  • Floor Covering: Vinyl
  • Roof Type: Metal
  • Heating Fuels: Central, Electric (Heating)
  • Additional Features
  • Patio
  • Waterfront

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 350000
  • unparsedaddress: 4031 Bank Street
  • postalcity: Bay Saint Louis
  • stateorprovince: MS
  • country: US
  • postalcode: 39520
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.24
  • lotsizeunits: Acres
  • lotsizearea: 0.24
  • livingarea: 1120
  • livingareaunits: Square Feet
  • latitude: 30.336105
  • longitude: -89.408361
  • listagentfullname: Lesley Troncoso
  • listagentemail: lesleytroncoso@gmail.com
  • listagentkey: 3yd-MGCMLSMS-20220422161211967975000000
  • listagentmlsid: mu.tronll
  • listagentpreferredphone: 9859665069
  • listagentofficephone: 9853456802
  • listofficekey: 3yd-MGCMLSMS-20260108155207888849000000
  • listagentstatelicense: S54286
  • listofficemlsid: mu.ofc23741
  • disclaimer: Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MGCMLSMS
  • yearbuilt: 2002
  • listingcontractdate: 2026-08-19
  • listagenturl: https://www.sothebysrealty.com/crescentsir/eng
  • countyorparish: Hancock
  • parcelnumber: 135m-0-39-319.001
  • elementaryschooldistrict: Bay St. Louis Waveland Dist
  • middleorjuniorschooldistrict: Bay St. Louis Waveland Dist
  • highschooldistrict: Bay St. Louis Waveland Dist
  • appliances: Dryer, Microwave, Washer, Dishwasher, Free-Standing Electric Range, Free-Standing Refrigerator, Washer/Dryer, Water Heater
  • cooling: Electric, Central Air
  • flooring: Vinyl
  • heating: Central, Electric (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 4
  • parkingfeatures: Driveway, Carport, Garage, Covered
  • roof: Metal
  • waterfrontyn: True
  • franchiseaffiliation: Sotheby's International Realty
  • exteriorfeatures: Balcony, Dock, Lighting, Outdoor Shower
  • waterfrontfeatures: Waterfront
  • windowfeatures: Blinds
  • rooms: Bedroom 2, Bedroom 1, Bedroom 3, Den, Bathroom 2, Bathroom 1
  • otherstructures: Boat House
  • utilities: Cable Available
  • patioandporchfeatures: Porch, Deck
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -89.40836, 30.336105
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Crescent Sothebys International Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"lesleytroncoso@gmail.com", "ListBrokerageCity":"Gulfport", "ListBrokerageCountry":"US", "ListBrokerageEmail":"brokergibbs@gmail.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Crescent Sothebys International Realty", "ListBrokeragePhone":"(228) 697-3714", "ListBrokeragePostalCode":"39503", "ListBrokerageStateOrProvince":"MS", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"8933 Lorrain Rd", "ListBrokerageWebsiteUrl":"https://www.sothebysrealty.com/crescentsir/eng", "ListOfficeAddress1":"8933 Lorraine Rd Holly Gibbs", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"20260108155207888849000000", "ListOfficeCity":"Gulfport", "ListOfficeCountry":"US", "ListOfficeEmail":"Herbert@HerbertDubuisson.com", "ListOfficePostalCode":"39503", "ListOfficeStateOrProvince":"MS", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Bay Saint Louis, MS", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/4031-Bank-St_Bay-Saint-Louis_MS_39520_M76415-13149?f=listhub&s=MGCMLSMS&m=4159724&c=rexren", "MLSModificationTimestamp":"2026-10-26 18:15:44", "Neighborhoods":[{"Description":null, "Name":"Shoreline Park"}], "PostalCode":null, "RoomCount":6, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":3088, "TaxDescription":"15 &16 BLK 635 UN 6 ADD 4 SHORELINE PK", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
  • GarageSpaces: 0
Listing Changed: 10/31/2026 5:35:22 AM GMT
Source Updated Date: 11/5/2026 10:55:07 AM GMT

Courtesy of: Lesley Troncoso, Crescent Sotheby's International, lesleytroncoso@gmail.com

Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.