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401 Division Street
St. Charles IL 60174 US

$475,000

Active Listing ID 12749593
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3 bed
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1,900 square feet
bath icon
3.00 Bath (2 Full , 1 Half)
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Other

$475,000

Active Listing ID 12749593
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401 Division Street Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

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Property Features

  • Facts
  • Property Type: Residential
  • Property Sub-type: Other
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Floor Covering: Hardwood
  • Roof Type: Asphalt
  • Heating Fuels: Forced Air, Natural Gas
  • Additional Features
  • Basement
  • Fireplace
  • Patio

Property

  • propertytype: Residential
  • propertysubtype: Other
  • listprice: 475000
  • unparsedaddress: 401 Division Street
  • postalcity: St. Charles
  • stateorprovince: IL
  • country: US
  • postalcode: 60174
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeunits: Acres
  • livingarea: 1900
  • livingareaunits: Square Feet
  • latitude: 41.898678
  • longitude: -88.295812
  • listagentfullname: Erin Grant
  • listagentemail: erin@vrsrealty.com
  • listagentkey: 3yd-MREDIL-253909
  • listagentmlsid: 253909
  • listagentpreferredphone: (708) 478-1212
  • listagentofficephone: 7084781212
  • listofficekey: 3yd-MREDIL-23641
  • listofficemlsid: 23641
  • disclaimer: Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MREDIL
  • yearbuilt: 1952
  • listingcontractdate: 2026-09-11
  • listagenturl: http://vrsrealty.com
  • countyorparish: Kane
  • parcelnumber: 0935382017
  • elementaryschooldistrict: 303
  • middleorjuniorschooldistrict: 303
  • highschooldistrict: 303
  • appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • cooling: Central Air
  • constructionmaterials: Vinyl Siding
  • flooring: Hardwood
  • heating: Forced Air, Natural Gas
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 3
  • parkingfeatures: Garage, Open
  • roof: Asphalt
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: Open Floorplan
  • rooms: Bathroom 3, Laundry Room, Bedroom 3, Den, Dining Room, Bathroom 2, Bedroom 2, Family Room, Basement, Bathroom 1, Bedroom 1
  • patioandporchfeatures: Deck
  • basement: Finished, Full
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -88.295815, 41.898678
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Village Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"erin@vrsrealty.com", "ListBrokerageCity":"Frankfort", "ListBrokerageCountry":"US", "ListBrokerageEmail":"mike@vrsrealty.com", "ListBrokerageLogoUrl":"http://lh.rdcpix.com/c5b67161ad7011e782350242ac11000ak-c2278259942r.png", "ListBrokerageName":"Village Realty", "ListBrokeragePhone":"(708) 478-1212", "ListBrokeragePostalCode":"60423", "ListBrokerageStateOrProvince":"IL", "ListBrokerageUnitNumber":"Unit C", "ListBrokerageUnparsedAddress":"20950 S. Frankfort Square Rd", "ListBrokerageWebsiteUrl":"http://vrsrealty.com", "ListOfficeAddress1":"20950 S. Frankfort Sq Rd # C ", "ListOfficeAddress2":"Unit C", "ListOfficeBrokerMlsId":"23641", "ListOfficeCity":"Frankfort", "ListOfficeCountry":"US", "ListOfficeEmail":"mike@mikeglennhomes.com", "ListOfficePostalCode":"60423", "ListOfficeStateOrProvince":"IL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, St. Charles, IL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/401-Division-St_St-Charles_IL_60174_M78287-30613?f=listhub&s=MREDIL&m=12749593&c=rexren", "MLSModificationTimestamp":"2026-09-17 05:06:21", "Neighborhoods":[{"Description":null, "Name":"Campton Hills / St. Charles"}], "PostalCode":null, "RoomCount":8, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":9563, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/17/2026 5:09:29 AM GMT
Source Updated Date: 9/23/2026 12:49:30 PM GMT

Courtesy of: Erin Grant, Village Realty, Inc., erin@vrsrealty.com

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.