40 Tierra Montanosa 2 Bedrooms + Loft & Attached 2-Car Garage with Direct Access! This beautiful private end-unit home is filled with natural light and features soaring high ceilings, creating a bright and open feel throughout.This move-in-ready residence features 2 bedrooms, 2 bathrooms, a loft, and a spacious 2-car attached garage with direct access. Enter through your private entry and climb to your single-level living area, where vaulted ceilings, abundant light, wood floors, plantation shutters, and a cozy fireplace greet you. The open floor plan flows through a generous living room, defined dining area, and a convenient workspace tucked beneath the stairs. The loft area offers tremendous flexibility — ideal for a second office, creative space, or home gym. The primary suite features a large walk-in closet with custom shelving and a generous bathroom. Enjoy afternoon sun on the balcony — perfect for relaxing or entertaining. All appliances are included, and laundry is located in the garage. With no one above or below and only one shared wall, this home offers the best of condo living in a peaceful Rancho Santa Margarita community. The end-unit is especially private, with the front door facing trees and shrubs. As a member of the SAMLARC community, residents gain access to an impressive amenity package — including the man-made Lago Santa Margarita and Beach Club lagoon, multiple pools, and an extensive network of parks and trails.