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40 S KENTUCKY AVENUE
UMATILLA FL 32784 US

$395,000

Active Listing ID G5106420
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4 bed
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3.00 Bath (3 Full)
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Lot: 0.33 Acres
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Single Family Residence

$395,000

Active Listing ID G5106420
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40 S KENTUCKY AVENUE Charming Home with In-Law Suite & Saltwater Pool – One Block from Downtown Umatilla This charming and well-maintained home tucked away on a quiet cul-de-sac just one block from downtown Umatilla. Offering a private, peaceful atmosphere, this property features tile floors throughout, a split bedroom floor plan, and a spacious family room perfect for gatherings. The main home includes three bedrooms and two bathrooms, a separate laundry room, gas dryer, and reverse osmosis system under the kitchen sink. Enjoy outdoor living on the screened porch and open patio, overlooking the fully fenced yard. A standout feature is the second structure, ideal for college student, in-law suite, or as a pool house, complete with a full bathroom (no kitchen but room for one), its own one-car garage, and access to the screened pool deck. Relax year-round in the 14x34 in-ground saltwater pool with gas heat, perfect for entertaining or quiet evenings at home. Additional features include: • New roof (2021) • New HVAC (2023) • Paved driveway • Carport plus one-car garage • Quiet cul-de-sac location • Freshly painted interior and exterior Conveniently located only 50 miles from Disney, Daytona Beach, and New Smyrna Beach, this home offers the perfect blend of comfort, privacy, and accessibility. No HOA !!

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Property Features

  • Facts
  • Lot Size: 0.33 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air
  • Exterior Finish: Fencing, Sliding Doors, Pool
  • Floor Covering: Tile, Tile - Ceramic
  • Roof Type: Shingle
  • Heating Fuels: Central
  • Additional Features
  • Pool

School Information

  • School
  • Umatilla Elem(Elementary)
  • Umatilla Middle(MiddleSchool)
  • Umatilla High(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 395000
  • unparsedaddress: 40 S KENTUCKY AVENUE
  • postalcity: UMATILLA
  • stateorprovince: FL
  • country: US
  • postalcode: 32784
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.33
  • lotsizeunits: Acres
  • lotsizearea: 0.33
  • livingarea: 2521
  • livingareaunits: Square Feet
  • latitude: 28.926815
  • longitude: -81.670547
  • listagentfullname: Jayne Towne
  • listagentemail: townejayne@gmail.com
  • listagentkey: 3yd-MFRMLSFL-260504494
  • listagentmlsid: 260504494
  • listagentpreferredphone: 3525306924
  • listagentofficephone: 3523837104
  • listofficekey: 3yd-MFRMLSFL-20230
  • listagentstatelicense: 3387616
  • listofficemlsid: 20230
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 1969
  • listingcontractdate: 2026-02-02
  • listagenturl: http://www.DaveLoweRealty.com
  • countyorparish: Lake
  • parcelnumber: 13-18-26-1500-00B-00500
  • elementaryschool: Umatilla Elem
  • highschool: Umatilla High
  • appliances: Range, Refrigerator
  • cooling: Central Air
  • constructionmaterials: Block
  • flooring: Tile, Tile - Ceramic
  • heating: Central
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Carport, Driveway, Garage, Garage - Attached
  • roof: Shingle
  • waterfrontyn: False
  • interiorfeatures: Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
  • exteriorfeatures: Fencing, Sliding Doors, Pool
  • architecturalstyle: Other
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Living Room, Utility Room
  • dock: False
  • poolprivateyn: True
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -81.67055, 28.926815
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Dave Lowe Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"townejayne@gmail.com", "ListBrokerageCity":"Mount Dora", "ListBrokerageCountry":"US", "ListBrokerageEmail":"Ashley@davelowerealty.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Dave Lowe Realty", "ListBrokeragePhone":"(352) 383-7104", "ListBrokeragePostalCode":"32757", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"303 N. Highland Street", "ListBrokerageWebsiteUrl":"http://www.DaveLoweRealty.com", "ListOfficeAddress1":"303 Highland St", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Mount Dora", "ListOfficeCountry":"US", "ListOfficeEmail":"DLR@DaveLoweRealty.com", "ListOfficePostalCode":"32757", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Single Family Residence - UMATILLA, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/40-S-Kentucky-Ave_Umatilla_FL_32784_M59153-25504?f=listhub&s=MFRMLSFL&m=G5106420&c=rexren", "MLSModificationTimestamp":"2026-02-05T18:30:09Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":9, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":1930, "TaxDescription":null, "TaxYear":"2026"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 2/6/2026 1:09:13 AM GMT
Source Updated Date: 2/14/2026 12:43:33 PM GMT

Courtesy of: Jayne Towne, DAVE LOWE REALTY, INC., townejayne@gmail.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.