40 Key West Ave. Charming Home, Affordable, Updated in Shipp Reck Harbor - Low Lot Rent & Move-In Ready! Homes in this community are on lot leased land in Winter Haven, Florida. Owning the home, but not the land, you pay a monthly lot rent of $530 which gives you and your guest access to the amenities of the community, basic cable & trash pick-up. Shipp Reck Harbor offers a variety of wonderful amenities including a beautiful, heated pool area, and a beautiful community center with many planned activities, a library, shuffleboard, and Bingo. If you're looking for an affordable Florida home that's been well cared for and thoughtfully updated over the years, this charming 2-bedroom, 1.5-bath home in Shipp Reck Harbor, a friendly 55+ community in Winter Haven, is one you won't want to miss. Built in 1976, this home offers comfortable living, numerous improvements, and exceptional value. One of the home's best features is the spacious front lanai. This inviting space has been upgraded with tinted glass windows, sunshades, insulation, and its own heat and air conditioning, making it the perfect place to enjoy your morning coffee, entertain friends, or simply relax year-round in comfort. A new drop ceiling was also installed in 2020, giving the space a clean, finished look. Inside, you'll find a bright, functional floor plan with two comfortable bedrooms, a full bath, and an additional half bath for added convenience. The home is unfurnished, giving you the opportunity to decorate and make it your own from day one. There are 2 sheds for storage, and the larger one houses the new washer & dryer. Over the years, the owners have invested in many important updates that add value and peace of mind. In 2026, the home received a new HVAC system, along with a new refrigerator, washer, and dryer. In 2020, new shirting was installed, along with the updated lanai ceiling. The bathrooms were completely remodeled in 2015, including updated plumbing. In 2013, the home received a new water heater, all new subfloors, and beautiful laminate flooring throughout the main living areas. A durable metal roof adds even more long-term value. If you've been searching for an affordable manufactured home in Winter Haven, a move-in-ready retirement home, or a Florida seasonal getaway with major updates already completed, this property deserves a spot on your must-see list. It offers the perfect combination of comfort, value, and low-maintenance living in a welcoming community. Shipp Reck Harbor is one of Winter Haven's best-kept secrets for affordable retirement living. Located just across from Lake Shipp Park and only minutes from shopping, restaurants, medical facilities, golf courses, and the famous Chain of Lakes, you'll enjoy everything Central Florida has to offer. Whether you love boating, fishing, farmers markets, or exploring nearby attractions, you'll appreciate this convenient location. Schedule your private showing today and discover why so many residents love calling Shipp Reck Harbor home! Call Bette! All prospective residents must be approved by community management prior to purchasing a home. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection and by appropriate professionals. This home is sold "as is." Accuracy of the information and the condition of the property are not warranted or guaranteed. The buyer is responsible for verifying all current lot rent, fees, and pass-on costs directly with the community or park management. The listing agent is not responsible for quoting or confirming these fees. Third party financing options may be available. Ask your Agent for more details.