397 PLAZA *Seller financing is available* Enjoy elevated coastal living and take advantage of flexible, customizable seller financing options with phenomenal rates and terms when you purchase this brand new 2026 move in ready custom pool home in the heart of Atlantic Beach. This stunning residence offers the ultimate lifestyle, ideally situated within walking distance to the ocean, local parks, Atlantic Beach Elementary, tennis and pickleball courts and the vibrant shops and dining of the Beaches Town Center. This 4-bedroom, 4-bathroom home showcases wide-plank 8'' white oak hardwood flooring, shiplap-accented hallways, and bespoke cabinetry throughout. The exterior makes a striking impression with Nichiha Sierra Premium Shake siding, delivering rich texture and timeless coastal appeal. Expansive 12' PGT sliding glass doors create a seamless indoor-outdoor connection, opening to a private covered lanai with a wood-burning fireplace--an inviting setting for year-round entertaining. Beyond, a private backyard oasis is complete featuring a brand-new in-ground pool surrounded by lush tropical landscaping, designed to evoke a resort-style experience.