3968 GAREYS FERRY Way Brand new construction. Zero down. Rates bought down buy the builder. Closing costs fully paid. For qualified buyers, this move-in ready BRAND NEW home in Middleburg could be yours with little to nothing out of pocket. That's new construction money for less than most people are paying in rent. Built by LGI Homes -- one of the most trusted builders in the country -- this St. Martin floor plan offers 3 bedrooms, 2 bathrooms, and 1, 693 square feet of open-concept living with upgraded finishes throughout. The kitchen flows seamlessly into the family and dining areas, and the primary suite features a walk-in closet, double-sink vanity, and walk-in shower. Located in Clay County's Jennings Farm community with A-rated schools, easy access to all areas of Jacksonville, and no CDD fees. This is what buying smart looks like in 2025. Ask about current incentives and qualification requirements -- they won't last forever.