3962 LA COSTA Virtually Staged. No Carpet, no-flood zone, new AC (2026), newer roof (2022), freshly painted interior. Welcome to this charming 2-bedroom, 2-bath villa in Belle Oak Villas, a quiet hidden-gem community tucked away from the hustle and bustle yet close to everyday conveniences. This inviting home offers a desirable split-bedroom layout, vaulted ceilings, and an open-concept living and dining area that feels bright, comfortable, and easy to live in. With no carpet and tile/laminate flooring throughout, the home is both stylish and low-maintenance. The freshly painted interior gives the space a clean, move-in-ready feel, while the private screened rear patio creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. Overlooking a peaceful pond with no direct rear neighbors, the setting offers exceptional privacy and a relaxing natural backdrop - ducks included. The front of the home also features attractive landscaping, adding curb appeal and a touch of garden charm without demanding a lot of upkeep. Major updates provide peace of mind, including a roof replaced in 2022, a new HVAC system installed in June 2026, and a 40-gallon water heater from 2017. The home is also located in a non-flood zone, adding another layer of comfort and value. Situated on a dead-end street, this villa enjoys a quieter location while still being just a short distance from one of the community's two pools. With a low HOA of just $290 quarterly and a location that balances privacy, convenience, and community amenities, this villa is a wonderful opportunity for someone seeking easy living in a serene setting. Don't miss this well-maintained home with thoughtful updates and a truly special backdrop.