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396 Cardinal Lane
Toccoa GA 30577 US

$445,000

Active Listing ID 10615530
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3 bed
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2.00 Bath (2 Full)
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Lot: 0.33 Acres
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Single Family Residence

$445,000

Active Listing ID 10615530
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396 Cardinal Lane Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

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Property Features

  • Facts
  • Lot Size: 0.33 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Electric, Central Air
  • Exterior Finish: Dock
  • Floor Covering: Carpet, Tile
  • Heating Fuels: Electric (Heating), Central
  • Additional Features
  • Patio
  • Waterfront

School Information

  • School
  • Out of Area(Elementary)
  • Stephens County(MiddleSchool)
  • Stephens County(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 445000
  • unparsedaddress: 396 Cardinal Lane
  • postalcity: Toccoa
  • stateorprovince: GA
  • country: US
  • postalcode: 30577
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.33
  • lotsizeunits: Acres
  • lotsizearea: 0.33
  • livingarea: 2520
  • livingareaunits: Square Feet
  • latitude: 34.602563
  • longitude: -83.18752
  • listagentfullname: Nicole Wright
  • listagentemail: soldbynicolewright@gmail.com
  • listagentkey: 3yd-GAMLS-WRIGHTNICOLE
  • listagentmlsid: WRIGHTNICOLE
  • listagentpreferredphone: 7064911403
  • listagentofficephone: 7069630269
  • listofficekey: 3yd-GAMLS-HRNG01
  • listofficemlsid: HRNG01
  • disclaimer: Copyright © 2025 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: GAMLS
  • yearbuilt: 1987
  • listingcontractdate: 2025-09-26
  • listagenturl: http://www.hammock-realty.com
  • countyorparish: Stephens
  • parcelnumber: 057E 153
  • highschool: Stephens County
  • appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
  • cooling: Electric, Central Air
  • constructionmaterials: Wood Siding
  • flooring: Carpet, Tile
  • heating: Electric (Heating), Central
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Carport
  • view: Lake
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Master On Main Level, Tile Bath
  • exteriorfeatures: Dock
  • waterfrontfeatures: Lake
  • rooms: Laundry Room, Bedroom 3, Bedroom 2, Bathroom 2, Bathroom 1, Basement, Bedroom 1
  • securityfeatures: Security System
  • otherstructures: Outbuilding
  • patioandporchfeatures: Deck
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -83.18752, 34.602562
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Hammock Realty North Georgia", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"soldbynicolewright@gmail.com", "ListBrokerageCity":"Toccoa", "ListBrokerageCountry":"US", "ListBrokerageEmail":"jscott@hammockrealtyng.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/GAMLS/1eca7c61f2c211e2b93812313d160a9d/20221007145837339.png", "ListBrokerageName":"Hammock Realty North Georgia", "ListBrokeragePhone":"(706) 491-0325", "ListBrokeragePostalCode":"30577", "ListBrokerageStateOrProvince":"GA", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"227 Willow Creek Trail", "ListBrokerageWebsiteUrl":"http://www.hammock-realty.com", "ListOfficeAddress1":"Willow Creek Trail 227 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"HRNG01", "ListOfficeCity":"Toccoa", "ListOfficeCountry":"USA", "ListOfficeEmail":"jscott@hammockrealtyng.com", "ListOfficePostalCode":"30577", "ListOfficeStateOrProvince":"GA", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Toccoa, GA", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/396-Cardinal-Ln_Toccoa_GA_30577_M54066-08794?f=listhub&s=GAMLS&m=10615530&c=rexren", "MLSModificationTimestamp":"2025-11-18 15:16:21", "Neighborhoods":[{"Description":null, "Name":"Shorewood Estates"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":3428, "TaxDescription":null, "TaxYear":"24"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 11/21/2025 6:17:51 PM GMT
Source Updated Date: 12/15/2025 6:54:16 AM GMT

Courtesy of: Nicole Wright, Hammock Realty North Georgia, soldbynicolewright@gmail.com

Copyright © 2025 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.