3949 GAREYS FERRY Way Some people drive an hour for the life Middleburg offers for free. Black Creek is around the corner. Jennings State Forest and Gold Head Branch State Park are practically in your backyard. This is where weekends actually feel like weekends. Zero down. Closing costs fully paid. A rate buydown built for this market. For qualified buyers, brand-new homeownership here costs less than most people's rent. LGI Homes -- trusted nationwide, built to last -- delivers their St. Martin floor plan here with 3 bedrooms, 2 bathrooms, 1, 693 square feet, and an open-concept layout with upgraded finishes throughout. Community pool, pickleball, and playground included. Fleming High School across the street. New expressway makes NAS Jax and downtown an easy commute. No CDD fees. Ask about current incentives and qualification requirements.