3948 Cardinal Boulevard Welcome to this adorable 2-bedroom, 1-bath beachside bungalow, the perfect Florida retreat or income-producing getaway. Unlimited short-term rentals allowed, making this an excellent opportunity for personal use, investment, or both. Ideally located in the heart of Wilbur-by-the-Sea, with Ponce Inlet nearby, just a few blocks to the no-drive beach, Intracoastal Waterway, waterfront dining, parks, fishing spots, marina, boat rentals, shopping, and more. You're only 500 feet from the Boondocks waterfront restaurant and minutes from the Ponce Inlet Lighthouse and dog beach. This home has been thoughtfully updated over the past five years, offering peace of mind and modern comfort: Roof (2020), Garage door (2019), Windows (2019), Electrical riser (2019), Water heater (2020), HVAC (2021) Inside, you'll love the refinished original terrazzo floors, a bright white shaker kitchen with quartz countertops, and a brand-new refrigerator (other appliances are just a few years old). Relax on the back porch and enjoy stunning sunsets, or unwind on the front porch while listening to the ocean waves. Just one beach buggy, one good book, and a Bluetooth speaker away from paradisethis is Florida living at its finest. High and dry " Flood Zone X. Conveniently located close to shopping, dining, and entertainment, and close to both the river and the beach