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3940 Plantation Cove Ct
Milton FL 32583 US

$1,630,000

Active Listing ID 681724
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4 bed
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4.00 Bath (4 Full)
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Lot: 0.63 Acres
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Single Family Residence

$1,630,000

Active Listing ID 681724
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3940 Plantation Cove Ct Welcome to the Blackwater Jewel, a truly rare opportunity to own a waterfront home that combines exceptional craftsmanship, thoughtful design, and an unmatched lifestyle on Blackwater Bay. Situated on the largest lot in Bay Pointe Plantation, this custom brick residence offers panoramic water views and the peace of mind of an X flood zone, meaning no flood insurance is required, a feature that is incredibly hard to find along the water. Completed in 2018, this 3, 815 square foot home was built for both everyday living and effortless entertaining. From the moment you step inside, the bayfront views draw you in, perfectly framed by an open concept layout, wood flooring, custom built ins, and a brick gas fireplace. The kitchen is both beautiful and functional, featuring quartz countertops, double ovens, a custom island with banquette seating, and a walk in butler's pantry complete with a coffee nook, prep sink, filtered water, and ice maker. What truly sets this home apart is the level of craftsmanship throughout. The seller, a master cabinet maker, has created custom cabinetry, closets, and detailed trim work that elevates every space and makes the home feel like a one of a kind work of art. The primary suite offers a private retreat with a spa like bath, while each additional bedroom includes its own en suite bath. Upstairs, a spacious game room with wet bar, private office, and walk around attic provide flexibility for how you live. Step outside and the lifestyle continues. Over 900 square feet of outdoor living space includes a covered porch, outdoor kitchen, open deck, and enclosed shower. The custom dock features smart lighting, covered boat storage, and a fully equipped fish cleaning station with bar seating, creating the perfect setting for days on the water and evenings by the bay. This is more than a home, it is a rare chance to experience waterfront living the way it was meant to be.

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Property Features

  • Facts
  • Lot Size: 0.63 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 4
  • Cooling System: Central Air, Multi Units, Ceiling Fan(s)
  • Exterior Finish: Irrigation Well, Outdoor Kitchen, Sprinkler, Rain Gutters, Dock
  • Roof Type: Shingle
  • Heating Fuels: Fireplace(s), Central
  • Additional Features
  • Fireplace
  • Patio
  • Waterfront

School Information

  • School
  • Bagdad(Elementary)
  • AVALON(MiddleSchool)
  • Milton(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 1630000
  • unparsedaddress: 3940 Plantation Cove Ct
  • postalcity: Milton
  • stateorprovince: FL
  • country: US
  • postalcode: 32583
  • bathroomsfull: 4
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • listpricelow: 1630000
  • lotsizeacres: 0.629
  • lotsizeunits: Acres
  • lotsizearea: 0.629
  • livingarea: 3815
  • livingareaunits: Square Feet
  • latitude: 30.576465
  • longitude: -87.013854
  • listagentfullname: Jessica Duncan
  • listagentemail: Jessica@jessicaloveduncan.com
  • listagentkey: 3yd-PARFL-12033
  • listagentmlsid: 12033
  • listagentofficephone: 8505541783
  • listofficekey: 3yd-PARFL-DREC01
  • listofficemlsid: DREC01
  • disclaimer: Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: PARFL
  • yearbuilt: 2018
  • listingcontractdate: 2026-04-28
  • countyorparish: Santa Rosa
  • parcelnumber: 241N28022700B000090
  • elementaryschool: Bagdad
  • highschool: Milton
  • appliances: Tankless Water Heater/Gas, Built In Microwave, Dishwasher, Double Oven, Refrigerator, Self Cleaning Oven, Oven
  • cooling: Central Air, Multi Units, Ceiling Fan(s)
  • constructionmaterials: Brick
  • heating: Fireplace(s), Central
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 3
  • parkingfeatures: Guest, Garage, Open
  • roof: Shingle
  • view: River, Water
  • waterfrontyn: True
  • franchiseaffiliation: None
  • exteriorfeatures: Irrigation Well, Outdoor Kitchen, Sprinkler, Rain Gutters, Dock
  • waterfrontfeatures: River Front, Beach Access, Waterfront
  • architecturalstyle: French
  • rooms: Bedroom 3, Bathroom 4, Bedroom 1, Bedroom 2, Bathroom 2, Bedroom 4, Bathroom 1, Bathroom 3
  • securityfeatures: Security System
  • otherstructures: Outdoor Kitchen
  • patioandporchfeatures: Patio, Deck, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -87.013855, 30.576466
  • openhouse: { "AppointmentRequiredYN": false, "ListingKey": "3yd-PARFL-681724", "OpenHouseEndTime": "2026-05-02 13:00:00", "OpenHouseId": "3673165", "OpenHouseRemarks": null, "OpenHouseStartTime": "2026-05-02 11:00:00", "OpenHouseType": null, "VirtualOpenHouseURL": null }
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Duncan Real Estate Collective LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"Jessica@jessicaloveduncan.com", "ListBrokerageCity":"Pensacola", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"Duncan Real Estate Collective LLC", "ListBrokeragePhone":null, "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"109 E Garden St. ", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"109 E Garden St. ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"DREC01", "ListOfficeCity":"Pensacola", "ListOfficeCountry":"US", "ListOfficeEmail":"HessElla@gmail.com", "ListOfficePostalCode":"32502", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - French Provincial - Milton, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3940-Plantation-Cove-Ct_Milton_FL_32583_M68792-83514?f=listhub&s=PARFL&m=681724&c=rexren", "MLSModificationTimestamp":"2026-05-04 13:26:35", "Neighborhoods":[{"Description":null, "Name":"Bay Pointe Plantation"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"**DESCRIPTION UPDATE FOR 2024** BAY POINTE PLANTATION LOT 9 BLK B & S 1/2 OF LOT 10 FURTHER DES AS: COM AT SW CORN LOT 10 THN N1*28'27 \"E ON W LN 67.07 FT THN N64*31 '22\"E 266.3 FT TO PT \"A\" THN CONT 68 FT +/- TO MHWLN OF BLACKWATER BAY THN MEANDER SE LO BAY TO PT BEARING N59*57'02 \"E OF POB THN S59*57'02\"W ON S LN OF LOT 10 FOR 62 FT +/- TO A PT LYING S34*16'23\"E 36. 04 FT FROM PT \"A\" THN CONT S59 57'02\"W 303.18 FT TO POB AS DES IN OR 3579 PG 435 & AS DES IN OR 4539 PG 1450", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 5/4/2026 2:07:18 PM GMT
Source Updated Date: 5/10/2026 12:36:50 PM GMT

Courtesy of: Jessica Duncan, Duncan Real Estate Collective LLC, Jessica@jessicaloveduncan.com

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.