3916 Southern Vista Loop ** Assumable loan for Eligible buyers ** Welcome to this stunning 4-bedroom, 2.5-bath home in the highly sought-after Southern Pines community of St Cloud. Built in 2021 as a former model home, this two-story residence offers 2, 357 sq ft of elegant living space-ideal for growing families or entertaining guests. Step inside to a bright and open floor plan featuring Upgraded level Tile, stylish finishes, and abundant natural light. The modern kitchen comes complete with all stainless-steel appliances-and with all appliances included, your move-in is seamless. The kitchen flows effortlessly into the dining and living spaces-perfect for hosting. Upstairs, you'll discover all the bedrooms, including a luxurious primary suite with a walk-in closet. The home offers peaceful outdoor living on a private patio with scenic pond views, plus a 2-car garage. Just steps away are the community pool and park, perfect for family fun and neighborhood gatherings. The moment you arrive, you'll experience that welcoming community feel. Enjoy the perks of a tranquil neighborhood, yet remain close to schools, shopping, and major roadways. Bonus: All furniture and appliances are included! . Seller is willing to work with some closing cost as well. Come see why this beautifully maintained home-with its fantastic amenities-just feels like home.