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3905 SOUTHERN VISTA LOOP
ST CLOUD FL 34772 US

$439,000

Pending Listing ID O6320918
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4 bed
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3.00 Bath (3 Full)
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Lot: 0.13 Acres
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Single Family Residence

$439,000

Pending Listing ID O6320918
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3905 SOUTHERN VISTA LOOP Under contract-accepting backup offers. ***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers!*** What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2, 077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining—ideal for both entertaining and everyday comfort. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence—perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities—including a pool, two playgrounds, and scenic ponds—this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you’re minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22–25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive away.

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Property Features

  • Facts
  • Lot Size: 0.13 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air
  • Exterior Finish: Level, Paved, Fencing, Lighting, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Floor Covering: Carpet, Vinyl
  • Roof Type: Shingle
  • Heating Fuels: Central

School Information

  • School
  • Michigan Avenue Elem (K 5)(Elementary)
  • St. Cloud Middle (6-8)(MiddleSchool)
  • St. Cloud High School(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 439000
  • unparsedaddress: 3905 SOUTHERN VISTA LOOP
  • postalcity: ST CLOUD
  • stateorprovince: FL
  • country: US
  • postalcode: 34772
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.13
  • lotsizeunits: Acres
  • lotsizearea: 0.13
  • livingarea: 2077
  • livingareaunits: Square Feet
  • latitude: 28.222116
  • longitude: -81.269426
  • listagentfullname: Tricia Gonzalez
  • listagentemail: triciagonzalez@BHHSFloridaRealty.net
  • listagentkey: 3yd-MFRMLSFL-846562785
  • listagentmlsid: 846562785
  • listagentpreferredphone: 3215884883
  • listagentofficephone: 4074065300
  • listofficekey: 3yd-MFRMLSFL-59174F
  • listagentstatelicense: 3537833
  • listofficemlsid: 59174F
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 2024
  • listingcontractdate: 2025-07-16
  • buildername: Richmond American Homes
  • countyorparish: Osceola
  • parcelnumber: 13-26-30-0666-0001-0140
  • elementaryschool: Michigan Avenue Elem (K 5)
  • highschool: St. Cloud High School
  • appliances: Dishwasher, Dryer, Garbage Disposer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • cooling: Central Air
  • constructionmaterials: Stucco
  • flooring: Carpet, Vinyl
  • heating: Central
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Driveway, Garage, Garage - Attached
  • roof: Shingle
  • waterfrontyn: False
  • franchiseaffiliation: Prudential Real Estate
  • interiorfeatures: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-in Closet(s), Window Treatments
  • exteriorfeatures: Level, Paved, Fencing, Lighting, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • architecturalstyle: Ranch
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Kitchen, Laundry, Living Room
  • securityfeatures: Smoke Detector(s)
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: False
  • location: -81.269424, 28.222116
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Watermark Realty, Inc", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Monthly", "ExpenseValue":105}], "GeocodeOptions":null, "LeadRoutingEmail":"triciagonzalez@BHHSFloridaRealty.net", "ListBrokerageCity":null, "ListBrokerageCountry":null, "ListBrokerageEmail":"JeannieWilson@PrudentialFloridaRealty.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Watermark Realty, Inc", "ListBrokeragePhone":"(407) 406-5300", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":null, "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"711 N Orlando Ave #101", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Maitland", "ListOfficeCountry":"US", "ListOfficeEmail":"DoreAnnBaratta@BHHSFloridaRealty.com", "ListOfficePostalCode":"32751", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Single Family Residence, Ranch - ST CLOUD, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3905-Southern-Vista-Loop_Saint-Cloud_FL_34772_M99109-68851?f=listhub&s=MFRMLSFL&m=O6320918&c=rexren", "MLSModificationTimestamp":"2025-12-22T18:44:08Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":9, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":1054.95, "TaxDescription":null, "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 1/1/2026 1:19:15 AM GMT
Source Updated Date: 1/18/2026 1:07:09 PM GMT

Courtesy of: Tricia Gonzalez, BHHS FLORIDA REALTY, triciagonzalez@BHHSFloridaRealty.net

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.