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3892 Silver Creek Terrace
Morganton NC 28655 US

$229,999

Active Listing ID 4437200
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3 bed
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1,848 square feet
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2.00 Bath (2 Full)
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Lot: 1.37 Acres
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Single Family Residence

$229,999

Active Listing ID 4437200
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3892 Silver Creek Terrace **Mountain Living Meets Modern Style in Silver Creek Estates** Tucked away on a private, wooded 1.37-acre lot with a gentle creek winding along the rear boundary, this completely renovated 1, 848 sq. ft. home delivers the quintessential country retreat without sacrificing proximity to modern conveniences. Located in the peaceful Silver Creek Estates community of Morganton, this turnkey residence has undergone an extensive, top-to-bottom transformation featuring a new metal roof, energy-efficient windows, fresh paint, modern flooring, and expansive newly built decks ready for morning coffee or evening entertaining. Step inside to an expansive, open-concept floor plan rich with mountain character and warm, inviting tones. The focal point of the main living area is a floor-to-ceiling stone wood-burning fireplace, ideal for crisp Western North Carolina evenings. Seamless flow connects the living space directly to an oversized chef's kitchen designed for gatherings. Anchored by gleaming granite countertops, the kitchen boasts generous cabinet storage, sleek stainless steel appliances, an upgraded chimney-style hood vent, and ample prep space. The primary suite serves as a true private sanctuary, featuring a spacious walk-in closet and a fully redesigned en-suite bath with a custom tiled walk-in shower and upgraded dual vanity. Down the hall, two additional well-proportioned bedrooms with large closets provide flexible space for guests, family, or a dedicated home office. The shared full bathroom showcases tile flooring paired with a classic tub enveloped by a clean, custom tile surround. Outside, the property captures the best of the Blue Ridge foothills. Relax on the back deck with the sights and sounds of nature, make a trail down through the trees to your own creek frontage, or set up a fire pit area beneath the canopy. Location Highlights: Quick, straightforward access to I-40 for effortless commuting Minutes to vibrant Downtown Morganton for local dining, breweries, and boutique shopping Short drive to outdoor recreation at Lake James and hiking, camping, and waterfalls at South Mountains State Park Whether you are searching for a primary residence, a low-maintenance mountain getaway, or an investment retreat, this meticulously updated home offers quality, acreage, and location in one complete package. Schedule your private showing today. Showings to start on 11/11/26 and photos will be uploaded by then.

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Property Features

  • Facts
  • Lot Size: 1.37 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Heat Pump
  • Floor Covering: Tile, Vinyl
  • Roof Type: Shingle
  • Heating Fuels: Heat Pump (Heating)
  • Additional Features
  • Fireplace
  • Patio

School Information

  • School
  • W.A. Young(Elementary)
  • Table Rock(MiddleSchool)
  • Freedom(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 229999
  • unparsedaddress: 3892 Silver Creek Terrace
  • postalcity: Morganton
  • stateorprovince: NC
  • country: US
  • postalcode: 28655
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 1.37
  • lotsizeunits: Acres
  • lotsizearea: 1.37
  • livingarea: 1848
  • livingareaunits: Square Feet
  • latitude: 35.69964
  • longitude: -81.785499
  • listagentfullname: Tara Smith
  • listagentemail: tara.smith@howardhannatate.com
  • listagentkey: 3yd-CMLSNC-cv71938
  • listagentmlsid: cv71938
  • listagentpreferredphone: 7048061561
  • listagentofficephone: 7048061561
  • listofficekey: 3yd-CMLSNC-810041
  • listofficemlsid: 810041
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 1999
  • listingcontractdate: 2026-11-10
  • listagenturl: http://www.allentate.com
  • countyorparish: Burke
  • parcelnumber: 30315
  • elementaryschool: W.A. Young
  • highschool: Freedom
  • appliances: Dishwasher, Electric Range, Electric Water Heater
  • cooling: Heat Pump
  • constructionmaterials: Vinyl
  • flooring: Tile, Vinyl
  • heating: Heat Pump (Heating)
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Driveway
  • roof: Shingle
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: Split Bedroom
  • windowfeatures: Insulated Windows
  • rooms: Bathroom 1, Bedroom 2, Laundry Room, Bedroom 3, Laundry Room, Bedroom 1, Dining Room, Bathroom 2
  • otherstructures: Outbuilding
  • patioandporchfeatures: Porch, Deck
  • speciallistingconditions: Third Party Approval
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.7855, 35.69964
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Allen Tate Company", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"client.relations@allentate.com", "ListBrokerageCity":"Charlotte", "ListBrokerageCountry":"US", "ListBrokerageEmail":"client.relations@allentate.com", "ListBrokerageLogoUrl":"http://lh.rdcpix.com/c5ababc31d26048e011d26560ffc00afk-c3370029654r.jpg", "ListBrokerageName":"Allen Tate Company", "ListBrokeragePhone":"(800) 210-0321", "ListBrokeragePostalCode":"28210", "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"6700 Fairview Road", "ListBrokerageWebsiteUrl":"http://www.allentate.com", "ListOfficeAddress1":"117 N. Center Street, Ste B ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"810041", "ListOfficeCity":"Statesville", "ListOfficeCountry":"US", "ListOfficeEmail":"wendy.hodel@allentate.com", "ListOfficePostalCode":"28677", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Morganton, NC", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3892-Silver-Creek-Ter_Morganton_NC_28655_M60122-34929?f=listhub&s=CMLSNC&m=4437200&c=rexren", "MLSModificationTimestamp":"2026-11-10 17:43:07", "Neighborhoods":[{"Description":null, "Name":"Silver Creek Estates"}], "PostalCode":null, "RoomCount":9, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"record #30315", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
  • GarageSpaces: 0
Listing Changed: 11/10/2026 6:10:05 PM GMT
Source Updated Date: 11/15/2026 12:49:26 AM GMT

Courtesy of: Tara Smith, Howard Hanna Allen Tate Statesville, tara.smith@howardhannatate.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.