3852 SE Jefferson Street Prime Stuart Location - Insurance Included in HOA! Enjoy the very best of coastal living just minutes from Stuart Beach, downtown Stuart's charming boutiques, waterfront restaurants, medical facilities, golf courses, marinas, and Sandsprit Park. Stroll through beautiful tree-lined streets and experience the relaxed yet vibrant lifestyle that makes Stuart one of Martin County's most desirable destinations. Nestled in The Courtyards, an intimate, pet-friendly community of only 32 townhomes, this 2-bedroom, 2.5-bath residence offers exceptional value and easy, low-maintenance living -- with homeowners insurance included in the monthly HOA fee. Step inside to a bright, open layout featuring a gorgeous, modern, and sleek newly remodeled kitchen complete with quartz countertops, soft-close cabinetry, newer stainless steel appliances, and a stunning backsplash. The breakfast bar opens to the light-filled living area, perfect for everyday comfort and entertaining. A convenient half bath and laundry area complete the first floor. Upstairs offers two oversized primary suites with updated en-suites, providing ideal privacy and flexibility. The private courtyard is enclosed with a privacy fence, creating the perfect outdoor retreat for relaxing or hosting guests. Residents enjoy a heated community pool and cabana, while the HOA covers lawn care, roof maintenance, termite service, cable, exterior maintenance, property management, and more -- truly a lock-and-leave lifestyle. Affordable, secure, and ideally located, this hidden gem in Martin County offers tremendous value. Opportunities like this in Stuart don't last -- schedule your showing today.