38210 Rioja Court Eligible for Location Based Loan Advantage 3% Down, No PMIWelcome to 38210 Rioja Ct a beautifully maintained 3-bedroom, 2.5-bath detached townhouse in the highly desirable Vineyards gated community. Along with its exceptional features, this home is located in an area approved for a special location-based loan program that may offer qualified buyers as little as 3% down, no PMI, and a reduced interest rate. Ask for details to see if you qualify.The open-concept floor plan includes a bright living room, dining area, and a gourmet kitchen with a large island, breakfast bar, and pantry. The first floor also features a powder room, laundry room, and direct access to a two-car garage.Upstairs, a versatile loft is perfect for a home office or study. The oversized primary suite includes an ensuite bathroom with dual sinks, a private toilet area, and a walk-in closet. Two additional bedrooms share a well-appointed hallway bathroom.Community amenities include multiple playgrounds, picnic areas, BBQ spaces, a volleyball court, a half basketball court, and shaded walking paths. Conveniently located near shopping, dining, schools, and with easy access to SR-138 and SR-14, this home blends comfort with convenience.Don't miss your chance to own in one of Palmdale's most sought after neighborhoods and potentially benefit from a unique financing opportunity tied to this property's location.