377 SAW PALMETTO Street Get settled in Wildlight before the new school year and enjoy the convenience of being within walking distance to Wildlight Elementary School. In a market where both timing and interest rates matter, this home offers a rare opportunity with an assumable 4.25% VA loan that may significantly reduce monthly payments for qualified buyers. Positioned in one of the most sought-after areas of the community, this property combines lifestyle, location, and long-term value. From the moment you arrive, the home offers a sense of ease and functionality. Mornings can begin with a short walk to school, while afternoons and evenings are designed for enjoying the Florida lifestyle--whether that's relaxing on the lanai, spending time in the backyard, or planning for a future pool. The fully fenced yard provides both privacy and flexibility, which is increasingly difficult to find in newer construction. Inside, the open-concept layout is thoughtfully designed to support everyday living. The kitchen serves as the central hub, connecting seamlessly to the living and dining areas, making it ideal for both entertaining and daily routines. A front flex space adds versatility and can easily function as a home office, playroom, workout area, or additional living space depending on your needs. The owner's suite is privately positioned and offers peaceful backyard views along with a comfortable, spa-like atmosphere, while the additional bedrooms provide space for guests or family. For those relocating or commuting, the location offers excellent accessibility with quick access to I-95 and an easy drive to Jacksonville, Kings Bay, and the beaches, as well as convenient proximity to UF Health and Baptist Health, and access into Georgia. Beyond the home itself, Wildlight offers a connected, amenity-rich lifestyle with miles of trails, parks, community events, dining, and shopping all nearby. This property presents a unique combination of a nearly new, move-in ready home, a desirable walkable location, and a valuable assumable loan opportunity--making it a strong option for buyers looking to secure a home before the upcoming school year.