377 SAW PALMETTO Street Assumable 4.25% VA Loan + 3 Bedrooms PLUS a Flex Room! This is your opportunity to own a beautifully maintained home in one of Wildlight's most desirable neighborhoods, within walking distance to Wildlight Elementary School. For qualified buyers, the assumable 4.25% VA loan presents a rare opportunity to secure a significantly lower interest rate than many current market options, potentially saving hundreds on your monthly payment. Inside, you'll love the bright, open-concept floor plan designed for both everyday living and effortless entertaining. The spacious kitchen is the heart of the home, seamlessly connecting to the dining and living areas, while the versatile flex room provides endless possibilities as a home office, playroom, media room, gym, or even a fourth bedroom if needed. The private owner's suite offers peaceful backyard views and a relaxing retreat at the end of the day, while the additional bedrooms provide plenty of space for family and guests. Step outside to a fully fenced backyard with room to play, entertain, or even add the pool you've always wanted. Whether you're enjoying your morning coffee on the covered lanai or hosting weekend barbecues, this outdoor space was made for Florida living. Conveniently located just minutes from I-95, commuting to Jacksonville, Kings Bay Naval Base, and Southeast Georgia is easy, while Wildlight's incredible lifestyle awaits with miles of walking and biking trails, parks, community events, restaurants, shopping, the YMCA, and more. Opportunities like this--with an assumable low-rate VA loan, flexible living space, and an unbeatable Wildlight location--don't come along often. Schedule your private showing today!