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3699 MOCA DRIVE
ST CLOUD FL 34772 US

$460,000

Active Listing ID O6418854
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4 bed
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3.00 Bath (3 Full)
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Lot: 0.27 Acres
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Single Family Residence

$460,000

Active Listing ID O6418854
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3699 MOCA DRIVE Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining. Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street. Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area. The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining. This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system. Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communities

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Property Features

  • Facts
  • Lot Size: 0.27 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air
  • Exterior Finish: Corner Lot, Fencing, Rain Gutters, Sidewalk, Sliding Doors
  • Floor Covering: Carpet, Tile, Tile - Ceramic
  • Roof Type: Shingle
  • Heating Fuels: Electric (Heating)
  • Additional Features
  • Waterfront

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 460000
  • unparsedaddress: 3699 MOCA DRIVE
  • postalcity: ST CLOUD
  • stateorprovince: FL
  • country: US
  • postalcode: 34772
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.27
  • lotsizeunits: Acres
  • lotsizearea: 0.27
  • livingarea: 2820
  • livingareaunits: Square Feet
  • latitude: 28.185527
  • longitude: -81.28158
  • listagentfullname: Donnamarie Ebanks
  • listagentemail: donna.ebanks@gmail.com
  • listagentkey: 3yd-MFRMLSFL-261099122
  • listagentmlsid: 261099122
  • listagentpreferredphone: 4075097154
  • listagentofficephone: 4076968000
  • listofficekey: 3yd-MFRMLSFL-51957D
  • listagentstatelicense: 3202772
  • listofficemlsid: 51957D
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 2017
  • listingcontractdate: 2026-06-23
  • countyorparish: Osceola
  • parcelnumber: 35-26-30-0964-0001-4050
  • appliances: Dishwasher, Dryer, Garbage Disposer, Microwave, Oven - Convection, Range, Refrigerator, Washer, Water - Purifier, Water - Softener
  • cooling: Central Air
  • constructionmaterials: Block, Stucco
  • flooring: Carpet, Tile, Tile - Ceramic
  • heating: Electric (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Garage, Garage - Attached
  • roof: Shingle
  • waterfrontyn: True
  • interiorfeatures: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-in Closet(s), Window Treatments
  • exteriorfeatures: Corner Lot, Fencing, Rain Gutters, Sidewalk, Sliding Doors
  • waterfrontfeatures: Pond, Waterfront
  • architecturalstyle: New Traditional
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room, Dining Room, Family Room, Kitchen, Laundry, Living Room
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.28158, 28.185528
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Coldwell Banker", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Monthly", "ExpenseValue":99}], "GeocodeOptions":null, "LeadRoutingEmail":"donna.ebanks@gmail.com", "ListBrokerageCity":"Plant City", "ListBrokerageCountry":"US", "ListBrokerageEmail":"jo-an.lusk@floridamoves.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Coldwell Banker", "ListBrokeragePhone":"(813) 754-3586", "ListBrokeragePostalCode":"33566", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":"Suite 4", "ListBrokerageUnparsedAddress":"2803 J L Redman Pkwy", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"5965 Red Bug Lake Rd # 101", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Winter Springs", "ListOfficeCountry":"US", "ListOfficeEmail":"lisa.kelsey@floridamoves.com", "ListOfficePostalCode":"32708", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Single Family Residence, Traditional - ST CLOUD, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3699-Moca-Dr_Saint-Cloud_FL_34772_M69247-69455?f=listhub&s=MFRMLSFL&m=O6418854&c=rexren", "MLSModificationTimestamp":"2026-06-24T10:53:13Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":10, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":4292.53, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 6/24/2026 6:08:33 PM GMT
Source Updated Date: 6/26/2026 6:41:16 PM GMT

Courtesy of: Donnamarie Ebanks, COLDWELL BANKER REALTY, donna.ebanks@gmail.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.