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3640 CRUMP Road
WINTER HAVEN FL 33881 US

$1,399,900

Active Listing ID L4964316
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4 bed
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3,309 square feet
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3.00 Bath (3 Full)
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Lot: 1.23 Acres
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Single Family Residence

$1,399,900

Active Listing ID L4964316
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3640 CRUMP Road Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space-perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn't affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living-all in one exceptional Lake Hamilton property with no HOA!

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Property Features

  • Facts
  • Lot Size: 1.23 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air, Zoned
  • Exterior Finish: Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters
  • Floor Covering: Tile, Travertine
  • Roof Type: Shingle, Metal
  • Heating Fuels: Heat Pump (Heating), Central, Electric (Heating), Zoned
  • Additional Features
  • Patio
  • Pool
  • Waterfront

School Information

  • School
  • Elbert Elem(Elementary)
  • Denison Middle(MiddleSchool)
  • Winter Haven Senior(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 1399900
  • unparsedaddress: 3640 CRUMP Road
  • postalcity: WINTER HAVEN
  • stateorprovince: FL
  • country: US
  • postalcode: 33881
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 1.23
  • lotsizeunits: Acres
  • lotsizearea: 1.23
  • livingarea: 3309
  • livingareaunits: Square Feet
  • latitude: 28.039019
  • longitude: -81.640086
  • listagentfullname: Amy Reynolds
  • listagentemail: amy@lockhartonline.com
  • listagentkey: 3yd-MFRMLSFL-255001009
  • listagentmlsid: 255001009
  • listagentpreferredphone: 8634122279
  • listagentofficephone: 8634122279
  • listofficekey: 3yd-MFRMLSFL-10258
  • listofficemlsid: 10258
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 1987
  • listingcontractdate: 2026-08-21
  • listagentfax: 8632932938
  • listagenturl: http://www.lockhartonline.com
  • countyorparish: Polk
  • parcelnumber: 27-28-19-829600-000320
  • elementaryschool: Elbert Elem
  • highschool: Winter Haven Senior
  • appliances: Built-In Oven, Dishwasher, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Trash Compactor, Water Softener, Wine Refrigerator
  • cooling: Central Air, Zoned
  • constructionmaterials: Block, Stucco
  • flooring: Tile, Travertine
  • heating: Heat Pump (Heating), Central, Electric (Heating), Zoned
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Boat, Garage, Guest, Open, Driveway
  • roof: Shingle, Metal
  • view: Water, Lake
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Central Vaccum, Eat-in Kitchen, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • exteriorfeatures: Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters
  • waterfrontfeatures: Lake Front
  • windowfeatures: Tinted Windows, Window Treatments, Blinds, Drapes, Double Pane Windows
  • architecturalstyle: Other
  • rooms: Bathroom 1, Dining Room, Bedroom 4, Bedroom 1, Bedroom 2, Bathroom 3, Bathroom 2, Bedroom 3
  • securityfeatures: Security System
  • otherstructures: Outdoor Kitchen
  • utilities: Cable Available
  • patioandporchfeatures: Porch
  • dock: False
  • poolprivateyn: True
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -81.64008, 28.039019
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Lockhart & Associates, Inc.", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"amy@lockhartonline.com", "ListBrokerageCity":"Winter Haven", "ListBrokerageCountry":"US", "ListBrokerageEmail":"steve@lockhartonline.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Lockhart & Associates, Inc.", "ListBrokeragePhone":"(863) 293-1234", "ListBrokeragePostalCode":"33880", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"826 1st St S", "ListBrokerageWebsiteUrl":"http://www.lockhartonline.com", "ListOfficeAddress1":"826 First Street South ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"10258", "ListOfficeCity":"Winter Haven", "ListOfficeCountry":"US", "ListOfficeEmail":"steve@lockhartonline.com", "ListOfficePostalCode":"33880", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, WINTER HAVEN, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3640-Crump-Rd_Winter-Haven_FL_33881_M62792-70294?f=listhub&s=MFRMLSFL&m=L4964316&c=rexren", "MLSModificationTimestamp":"2026-09-01 15:12:12", "Neighborhoods":[{"Description":null, "Name":"MAGNOLIA SHORES"}], "PostalCode":null, "RoomCount":10, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":15096, "TaxDescription":"MAGNOLIA SHORES PB 46 PGS 20 & 21 LOT 32", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/3/2026 12:35:26 AM GMT
Source Updated Date: 9/5/2026 12:48:41 PM GMT

Courtesy of: Amy Reynolds, LOCKHART & ASSOCIATES INC, amy@lockhartonline.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.