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3558 OAK LAKE Drive
PALM HARBOR FL 34684 US

$650,000

Active Listing ID TB8543377
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3 bed
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2,154 square feet
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2.00 Bath (2 Full)
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Lot: 0.24 Acres
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Single Family Residence

$650,000

Active Listing ID TB8543377
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3558 OAK LAKE Drive Welcome to this beautifully updated home in Highland Lakes, Palm Harbor's premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

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Property Features

  • Facts
  • Lot Size: 0.24 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air
  • Exterior Finish: Lighting
  • Floor Covering: Vinyl
  • Roof Type: Shingle
  • Heating Fuels: Central
  • Additional Features
  • Patio

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 650000
  • unparsedaddress: 3558 OAK LAKE Drive
  • postalcity: PALM HARBOR
  • stateorprovince: FL
  • country: US
  • postalcode: 34684
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.24
  • lotsizeunits: Acres
  • lotsizearea: 0.24
  • livingarea: 2154
  • livingareaunits: Square Feet
  • latitude: 28.085636
  • longitude: -82.715558
  • listagentfullname: Julie Kelsey
  • listagentemail: julie@agentjulie.com
  • listagentkey: 3yd-MFRMLSFL-260041502
  • listagentmlsid: 260041502
  • listagentpreferredphone: 7276087759
  • listagentofficephone: 7276087759
  • listofficekey: 3yd-MFRMLSFL-260010123
  • listofficemlsid: 260010123
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 1987
  • listingcontractdate: 2026-08-29
  • listagenturl: http://www.agentjulie.com
  • countyorparish: Pinellas
  • parcelnumber: 05-28-16-38925-000-0340
  • appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • cooling: Central Air
  • constructionmaterials: Block, Stucco
  • flooring: Vinyl
  • heating: Central
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Driveway
  • roof: Shingle
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: Ceiling Fans(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
  • exteriorfeatures: Lighting
  • windowfeatures: Insulated Windows
  • rooms: Bedroom 2, Family Room, Bathroom 2, Bedroom 1, Bedroom 3, Bathroom 1, Dining Room
  • patioandporchfeatures: Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: True
  • location: -82.71556, 28.085636
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Coldwell Banker", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"julie@agentjulie.com", "ListBrokerageCity":"Plant City", "ListBrokerageCountry":"US", "ListBrokerageEmail":"jo-an.lusk@floridamoves.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Coldwell Banker", "ListBrokeragePhone":"(813) 754-3586", "ListBrokeragePostalCode":"33566", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":"Suite 4", "ListBrokerageUnparsedAddress":"2803 J L Redman Pkwy", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"3474 Tampa Road", "ListOfficeAddress2":"Suite 4", "ListOfficeBrokerMlsId":"260010123", "ListOfficeCity":"Palm Harbor", "ListOfficeCountry":"US", "ListOfficeEmail":"palmharbor@floridamoves.com", "ListOfficePostalCode":"34684", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, PALM HARBOR, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3558-Oak-Lake-Dr_Palm-Harbor_FL_34684_M64985-83728?f=listhub&s=MFRMLSFL&m=TB8543377&c=rexren", "MLSModificationTimestamp":"2026-09-02 17:00:10", "Neighborhoods":[{"Description":null, "Name":"HIGHLAND LAKES UNIT EIGHTEEN"}], "PostalCode":null, "RoomCount":8, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":5251, "TaxDescription":"HIGHLAND LAKES UNIT EIGHTEEN LOT 34", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/2/2026 5:13:34 PM GMT
Source Updated Date: 9/5/2026 6:54:38 PM GMT

Courtesy of: Julie Kelsey, COLDWELL BANKER REALTY, julie@agentjulie.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.