3528 CUNNINGHAM Road Modern 2023-Built Home in Clay County with No CDD Fees and Interest Rate Buy-Down Opportunity! Take advantage of an interest rate buy-down available with an acceptable offer on this beautifully designed two-story home featuring 4 bedrooms, 2.5 bathrooms, a spacious loft, and a versatile home office. The open-concept floor plan offers bright, light-filled living spaces perfect for everyday living and entertaining. The contemporary kitchen showcases quartz countertops, stainless steel appliances, and a gas range, flowing seamlessly into the dining area and inviting great room. A flexible downstairs room provides the ideal space for a home office, library, or home gym, while the upstairs loft offers additional living space perfect for a media room, playroom, or relaxation area. The spacious owner's suite features dual vanities and a huge walk-in closet, providing comfort and ample storage. Additional highlights include a tankless water heater, a two-car garage, and a fully fenced backyard with a covered lanai, ideal for outdoor entertaining and enjoying Florida living. Built in 2023, this move-in-ready home combines modern finishes, functional design, and desirable features with the added benefit of no CDD fees. Conveniently located in Clay County near Oakleaf shopping, restaurants, and movie theaters, this home also offers optional access to Oakleaf Plantation amenities, with buyers encouraged to verify availability, terms, and costs. Don't miss this opportunity to own a modern home in a convenient Clay County location with flexible living spaces and potential financing savings!