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3520 S 4TH
Waco TX 76706 US

$439,900

Active Listing ID 21389909
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3 bed
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1,381 square feet
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2.00 Bath (2 Full)
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Lot: 0.33 Acres
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Single Family Residence

$439,900

Active Listing ID 21389909
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3520 S 4TH Modern design meets thoughtful functionality in this distinctive 2023-built home conveniently located just minutes from Baylor University and central Waco. A striking monochromatic exterior and standing-seam metal roof create impressive curb appeal, while the light-filled interior offers a clean, contemporary feel throughout. The open living and dining areas flow naturally into a beautifully designed kitchen featuring quartz countertops, sleek maple cabinetry with finger-pull drawers, a built-in refrigerator, induction cooktop, concealed pop-up outlets, under-sink water filtration, and a motorized window shade. Double sliding doors extend the living space outdoors and bring abundant natural light into the main level. The private primary suite is conveniently located downstairs and includes an en suite bath. Upstairs, two additional bedrooms share a spacious bathroom with dual sinks, with the laundry room also conveniently located on the second floor. Outside, an electric gate provides access to a privacy-fenced backyard with additional off-street parking and an electric vehicle charger. One of the property's most unique features is the additional land extending beyond the rear fence, creating flexibility for expanded outdoor living or future improvements. The additional space may also offer an opportunity to explore an accessory dwelling unit, guest quarters, or other permitted use under applicable City of Waco requirements. With bold architectural character, smart design choices, flexible outdoor space, and a location convenient to Baylor University, this home offers a refreshing alternative to the ordinary.

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Property Features

  • Facts
  • Lot Size: 0.33 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Electric, Central Air
  • Floor Covering: Concrete, Vinyl, Tile
  • Roof Type: Metal
  • Heating Fuels: Central, Electric (Heating)
  • Additional Features
  • Patio

School Information

  • School
  • South Waco(Elementary)
  • Cesar Chavez(MiddleSchool)
  • University(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 439900
  • unparsedaddress: 3520 S 4TH
  • postalcity: Waco
  • stateorprovince: TX
  • country: US
  • postalcode: 76706
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.33
  • lotsizeunits: Acres
  • lotsizearea: 0.33
  • livingarea: 1381
  • livingareaunits: Square Feet
  • latitude: 31.528876
  • longitude: -97.097817
  • listagentfullname: Ginnie Harwood
  • listagentemail: ginnie@gracelandrealestate.com
  • listagentkey: 3yd-NTREIS-A829590369
  • listagentmlsid: A829590369
  • listagentpreferredphone: 254-772-7788
  • listofficekey: 3yd-NTREIS-A8295680
  • listofficemlsid: A8295680
  • disclaimer: Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: NTREIS
  • yearbuilt: 2023
  • countyorparish: McLennan
  • parcelnumber: 370691
  • elementaryschool: South Waco
  • highschool: University
  • elementaryschooldistrict: Waco ISD
  • middleorjuniorschooldistrict: Waco ISD
  • highschooldistrict: Waco ISD
  • appliances: BuiltInRefrigerator, ConvectionOven, Dryer, Dishwasher, ElectricCooktop, ElectricOven, ElectricWaterHeater, Disposal, Microwave, WaterPurifier, Washer
  • cooling: Electric, Central Air
  • flooring: Concrete, Vinyl, Tile
  • heating: Central, Electric (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Gated, Driveway
  • roof: Metal
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: BuiltInFeatures, DecorativeDesignerLightingFixtures, EatInKitchen, KitchenIsland, VaultedCeilings, WalkInClosets
  • architecturalstyle: Other
  • rooms: Bedroom 2, Bathroom 2, Bathroom 1, Laundry Room, Bedroom 1, Bedroom 3
  • patioandporchfeatures: Patio, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Gate, Fenced, Privacy
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -97.09782, 31.528875
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Graceland Real Estate", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"ginnie@gracelandrealestate.com", "ListBrokerageCity":"Lorena", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"Graceland Real Estate", "ListBrokeragePhone":"254-772-7788", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":"TX", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"6270 Old Lorena Rd.", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":" ", "ListOfficeAddress2":"", "ListOfficeBrokerMlsId":"A8295680", "ListOfficeCity":"Lorena", "ListOfficeCountry":"US", "ListOfficeEmail":"steve@meadowsrentals.com", "ListOfficePostalCode":null, "ListOfficeStateOrProvince":"TX", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Waco, TX", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3520-S-4th-St_Waco_TX_76706_M89664-93891?f=listhub&s=NTREIS&m=21389909&c=rexren", "MLSModificationTimestamp":"2026-09-19 04:11:44", "Neighborhoods":[{"Description":null, "Name":"FRENCH QUARTER"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":7260, "TaxDescription":"FRENCH QUARTER ADDITION Lot 5 Block 1 Acres .33", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/19/2026 4:39:49 AM GMT
Source Updated Date: 9/23/2026 12:43:41 AM GMT

Courtesy of: Ginnie Harwood, Graceland Real Estate, ginnie@gracelandrealestate.com

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.