3518 OXFORD DRIVE Welcome to your new home in the Holiday Lake Estates community that's only a couple of miles away from the Gulf of America to the west and Tarpon Springs to the south! No HOA, no CDD, no flood insurance required, and this property is eligible for a zero down payment mortgage (100% financing) without PMI! Amazing location with convenient access to US Hwy 19 and three beautiful parks nearby that are connected by the Coastal Anclote Trail: Anclote River Park, Anclote Gulf Park and Key Vista Nature Park. Several beautiful beaches are located less than 30 minutes away, including Howard Park Beach, Honeymoon Island Beach and Clearwater Beach, and the Tampa International Airport is only 25 miles away! This property has an architectural shingle roof (lasts up to 30 years), a newer HVAC unit (2022), tile floors throughout the entire house, a bonus room adjacent to a screened in lanai with new tile flooring and a fenced in backyard with a storage shed. The house is located on a quiet street with minimal traffic and can serve as a great starter home or investment property (the furniture is negotiable!). Schedule your showing and submit your offer before it's gone!