3504 Topaz Cir Welcome to Treasure Isle Estates - NO HOA neighborhood in Navarre. This 2, 320 sq. ft. brick craftsman style home perfectly blends modern upgrades with timeless Florida charm. As you step through the welcoming front porch, you are greeted by a light-filled foyer featuring soaring nine-foot ceilings, beautiful archways & elegant wood floors. The open-concept layout is anchored by a massive greatroom with cathedral ceilings, creating an airy, grand atmosphere for gatherings, while the floor plan ensures maximum privacy for the bedrooms. The Flex room with glass doors adjacent to the foyer could be a 4th bedroom, office or guest room. The kitchen serves as the heart of the home, boasting granite countertops, a tiled backsplash & newer stainless steel appliances. Whether you are enjoying a quick morning at the breakfast bar or hosting a formal dinner under the tray ceilings & crown molding of the dining room, this home is built for entertaining. Not to mention the tons of closet space and no popcorn ceilings here. The main suite is a true sanctuary, featuring a dedicated sitting area with direct access to the screened back patio. Its ensuite bath offers a separate jetted soaking tub, a tiled glass-door shower, dual vanities & a massive closet. Situated on a generous 0.38-acre lot, the backyard is a private paradise. You can enjoy your morning coffee on the screened-in porch or host summer BBQs on the oversized deck. The backyard is fenced for ultimate seclusion, with plenty of room to add an in-ground pool if so desired. And behind the back fence is treed space for more privacy & natural setting. Peace of mind comes standard here, with a 2025 Roof, 2020 Water Heater, 2024 interior AC unit & 2024 sewer grinder. With hurricane window coverings included to lower insurance premiums & easy access to Navarre Beach, shopping & Hurlburt Field, this property offers the ultimate Florida lifestyle without the burden of HOA fees.