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34-36 Cliff St
Oneonta NY 13820 US

$259,900

Active Under Contract Listing ID 11801899
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4.00 Bath (4 Full)
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Lot: 0.18 Acres
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Other

$259,900

Active Under Contract Listing ID 11801899
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34-36 Cliff St Charming 4 unit investment property located 3 blocks to downtown! Classic front porch lines offer nice curb appeal. Plenty of off-street parking. Tenants pay all utilities. Solid cash flow flow opportunity. Double digit Return on Investment! Super opportunity. May be purchased with 4 family next door- 38-40 Cliff Street, a 10 bedroom fully occupied building. See MLS #R1687928. 34-36 Cliff St: Total rents: $37, 200 annually. Expenses: Taxes $4, 596, Water/Sewer $700, Insurance $1, 700, Trash $1, 200, snow $375, Maintenance and Vacancy at 5% of gross $2, 600. Total expenses $11, 171. NOI $26, 029. Mortgage cost $18, 600 ($259, 900, 20% down. 20 year amort, 6.25%), Net Income $7, 429 / $51, 980 (down payment) = 14.2% Return on Investment with below market rents. One year leases in place. Come take a look at this home offering generous square footage for each unit!

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Property Features

  • Facts
  • Lot Size: 0.18 Acres
  • Property Type: Commercial Sale
  • Property Sub-type: Other
  • Features
  • Full Bathrooms: 4
  • Floor Covering: Vinyl, Carpet
  • Roof Type: Tar/Gravel, Flat
  • Heating Fuels: Forced Air, Natural Gas

Property

  • propertytype: Commercial Sale
  • propertysubtype: Other
  • listprice: 259900
  • unparsedaddress: 34-36 Cliff St
  • postalcity: Oneonta
  • stateorprovince: NY
  • country: US
  • postalcode: 13820
  • bathroomsfull: 4
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.18
  • lotsizeunits: Acres
  • lotsizearea: 0.18
  • livingarea: 0
  • livingareaunits: Square Feet
  • latitude: 42.452259
  • longitude: -75.067548
  • listagentfullname: Rodger B Moran
  • listagentemail: rmoran@stny.rr.com
  • listagentkey: 3yd-NYSMLS-88655
  • listagentmlsid: 88655
  • listagentpreferredphone: 607-432-4391
  • listagentofficephone: 6074324391
  • listofficekey: 3yd-NYSMLS-5747
  • listofficemlsid: 5747
  • disclaimer: Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: NYSMLS
  • yearbuilt: 1900
  • listingcontractdate: 2026-06-05
  • countyorparish: Otsego
  • highschooldistrict: ONEONTA CITY SCHOOL DISTRICT
  • flooring: Vinyl, Carpet
  • heating: Forced Air, Natural Gas
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • roof: Tar/Gravel, Flat
  • waterfrontyn: False
  • franchiseaffiliation: None
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bathroom 4
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -75.06755, 42.45226
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"BENSON AGENCY REAL ESTATE LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"rmoran@stny.rr.com", "ListBrokerageCity":"ONEONTA", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"BENSON AGENCY REAL ESTATE LLC", "ListBrokeragePhone":"607-432-4391", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1 GRAND ST", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":" 1 GRAND ST", "ListOfficeAddress2":"", "ListOfficeBrokerMlsId":"5747", "ListOfficeCity":"ONEONTA", "ListOfficeCountry":"US", "ListOfficeEmail":null, "ListOfficePostalCode":"13820", "ListOfficeStateOrProvince":"NY", "ListPriceCurrencyType":"USD", "ListingTitle":"COMMERCIAL - Oneonta, NY", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/34-36-Cliff-St_Oneonta_NY_13820_M92680-63379?f=listhub&s=NYSMLS&m=11801899&c=rexren", "MLSModificationTimestamp":"2026-06-23 19:20:48", "Neighborhoods":[], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":4596, "TaxDescription":null, "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 7/2/2026 9:15:12 PM GMT
Source Updated Date: 7/8/2026 12:43:38 AM GMT

Courtesy of: Rodger B Moran, BENSON AGENCY REAL ESTATE LLC, rmoran@stny.rr.com

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.