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322 NE 20th Terrace
Cape Coral FL 33909 US

$339,900

Active Listing ID 2025013211
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3 bed
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2.00 Bath (2 Full)
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Lot: 0.23 Acres
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Single Family Residence

$339,900

Active Listing ID 2025013211
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322 NE 20th Terrace ***100% LENDER FINANCING, NO MONEY DOWN, NO MORTGAGE INSURANCE PREMIUM****NOT IN THE FLOOD ZONE, NO HOA, NO CDD, NO FLOOD INSURANCE******SELLER INCENTIVE- 10K SELLER CREDIT towards closing cost, pre-paids or rate buy down with the use of a preferred lender and preferred title company********Preferred Lender is also offering another loan financing with an additional 3k closing cost assistance, ONLY 3% DOWN WITH NO MORTGAGE INSURANCE PREMIUM FOR FIRST TIME HOME BUYERS(All buyers As long as you have not owned a primary residence before closing).****Great NE Cape Coral location right near Santa Barbara Blvd and Kismet Pkwy. Home comes with 36" Ashburn Sienna kitchen cabinets with hardware, quartz kitchen counters, solid surface bathroom counters, 18" tile everywhere except the bedrooms, carpet in bedrooms, stainless kitchen appliances, white washer and dryer, blinds on all windows except for slider, ceramic shower tile in both bathrooms, paver driveways and lanai, covered lanai, full irrigation system, electric garage door with opener, dimensional shingle roof and a home-is-connected convenience package.

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Property Features

  • Facts
  • Lot Size: 0.23 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air, Electric
  • Exterior Finish: SprinklerIrrigation, RoomForPool
  • Floor Covering: Tile, Carpet
  • Roof Type: Shingle
  • Heating Fuels: Heat Pump (Heating)
  • Additional Features
  • Patio

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 339900
  • unparsedaddress: 322 NE 20th Terrace
  • postalcity: Cape Coral
  • stateorprovince: FL
  • country: US
  • postalcode: 33909
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.23
  • lotsizeunits: Acres
  • lotsizearea: 0.23
  • livingarea: 1747
  • livingareaunits: Square Feet
  • latitude: 26.690345
  • longitude: -81.966448
  • listagentfullname: Luis Coriano
  • listagentemail: corianonewhomes@gmail.com
  • listagentkey: 3yd-FMSWFL-P3475019
  • listagentmlsid: P3475019
  • listagentpreferredphone: 7579693822
  • listagentofficephone: 7579693822
  • listofficekey: 3yd-FMSWFL-FKCO
  • listagentstatelicense: 258029620
  • listofficemlsid: FKCO
  • disclaimer: Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: FMSWFL
  • yearbuilt: 2020
  • listingcontractdate: 2026-01-23
  • countyorparish: Lee
  • parcelnumber: 36-43-23-C1-02523.0120
  • appliances: Dryer, Dishwasher, Disposal, IceMaker, Microwave, Refrigerator, RefrigeratorWithIceMaker, SelfCleaningOven, Washer
  • cooling: Central Air, Electric
  • constructionmaterials: Block, Concrete, Stucco
  • flooring: Tile, Carpet
  • heating: Heat Pump (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Open, Driveway, Garage
  • roof: Shingle
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: BuiltInFeatures, BedroomOnMainLevel, DualSinks, EntranceFoyer, FamilyDiningRoom, LivingDiningRoom, MainLevelPrimary, Pantry, CableTv, WalkInClosets, WindowTreatments
  • exteriorfeatures: SprinklerIrrigation, RoomForPool
  • windowfeatures: Shutters
  • architecturalstyle: Ranch
  • rooms: Bedroom 2, Bedroom 1, Bedroom 3, Bathroom 2, Family Room, Bathroom 1, Dining Room
  • patioandporchfeatures: Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: True
  • location: -81.966446, 26.690346
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"The K Company Realty LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"corianonewhomes@gmail.com", "ListBrokerageCity":"Bonita Springs", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"The K Company Realty LLC", "ListBrokeragePhone":"(239) 676-6828", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"8891 Brighton Ln. #105", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"8891 Brighton Lane, Ste. 105 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"FKCO", "ListOfficeCity":"Bonita Springs", "ListOfficeCountry":"USA", "ListOfficeEmail":"info@kcorealty.com", "ListOfficePostalCode":"34135", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Ranch - Cape Coral, FL", "ListingURL":null, "MLSModificationTimestamp":"2026-01-30 15:29:32", "Neighborhoods":[{"Description":null, "Name":"CAPE CORAL"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":3614, "TaxDescription":"CAPE CORAL UNIT 36 BLK 2523 PB 16 PG 114 LOTS 12 + 13", "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 2/3/2026 1:07:25 AM GMT
Source Updated Date: 2/4/2026 6:59:57 AM GMT

Courtesy of: Luis Coriano, LoKation, corianonewhomes@gmail.com

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.