3210 E FERN STREET No HOA fees and no CDD. This well-maintained ranch home retains its original layout with three bedrooms, two bathrooms, and terrazzo floors. It offers strong potential to update and/or expand using an FHA 203K or Fannie Mae Renovation loan. A screened lanai next to the carport provides easy access to the kitchen entrance. The kitchen features a wraparound island and custom, hand-crafted varnished wood cabinets. The primary bath includes craftsman-style half-wall tilework and a walk-in shower. The large laundry room provides ample storage and space for an additional refrigerator/freezer, with direct access to the backyard. Out back, the fenced yard feels like a private retreat, shaded by a sprawling oak and bordered by a quiet, tree-lined alley. The home is move-in ready and needs only minor cosmetic updates. An excellent chance to own in Tampa, close to Roger Park Golf Course, a community recreation center, hospitals and specialty clinics (including cancer centers), James A. Haley Veterans’ Hospital, USF, and major roads with quick interstate access. Downtown Tampa, the Riverwalk, and the area’s entertainment options are just a few miles away.