3185 ROSE ARBOR DRIVE BUILT IN 2025, this extraordinary MODERN ELEVATED COASTAL RETREAT in beautiful Hernando Beach offers AMAZING GULF VIEWS, a spectacular ROOFTOP SUN DECK, COMMERCIAL-STYLE CHEF'S KITCHEN, relaxing HOT TUB, and an entire PRIVATE PRIMARY SUITE FLOOR designed for luxury coastal living. A local contractor has already been hired to ADD A SEAWALL AT THE SELLER'S EXPENSE. Perfectly positioned on a peaceful CUL-DE-SAC, this stunning waterfront home combines upscale design, breathtaking sunsets, and the ultimate Florida boating lifestyle. From the moment you arrive, you'll appreciate the elevated coastal architecture featuring IMPACT WINDOWS & DOORS, LUXURY VINYL FLOORING, upscale finishes, and expansive outdoor living spaces designed to maximize panoramic WEST-FACING WATER VIEWS. The OPEN GREAT ROOM FLOOR PLAN is designed for entertaining and effortless indoor-outdoor living with soaring ceilings, abundant natural light, and seamless flow throughout the living, dining, and kitchen areas. The spacious family room features a modern ELECTRIC FIREPLACE and opens to a large second-floor waterfront porch complete with a HOT TUB overlooking the canal. One of the home's most impressive features is the incredible ROOFTOP SUN DECK offering breathtaking panoramic views of Hernando Beach, the Gulf, and unforgettable Florida sunsets. The heart of the home is the spectacular COMMERCIAL-STYLE CHEF'S KITCHEN featuring COMMERCIAL-GRADE APPLIANCES, oversized island, QUARTZ COUNTERTOPS, custom wood cabinetry, designer backsplash, built-in microwave, breakfast bar, unique built-in dishwasher design, and an incredible 8-BURNER GAS COOKTOP WITH DOUBLE OVENS. A full-size side-by-side commercial-style refrigerator and freezer, custom hood, and expansive prep space make this kitchen both luxurious and functional. The thoughtfully designed SPLIT FLOOR PLAN provides privacy and comfort for family and guests. A spacious guest bedroom and laundry room are conveniently located on the second floor. Beautiful NATURAL WOOD STAIRS lead to the entire third-floor PRIMARY SUITE RETREAT -- a private sanctuary with its own PRIVATE PORCH and spectacular water views. The spa-inspired PRIMARY BATHROOM features a CUSTOM VANITY, designer sinks, modern FREE-STANDING SOAKING TUB, and upscale finishes throughout. An additional FREE-STANDING SOAKING TUB in the downstairs bathroom adds luxury and convenience for guests. Additional highlights include a 12-FOOT-HIGH 4-CAR CARPORT, RV PARKING WITH ELECTRIC HOOKUP, HYBRID WATER HEATER, abundant covered parking, and exceptional outdoor entertaining areas. Current insurance costs are exceptionally reasonable for waterfront living with FLOOD INSURANCE 2, 446 per year and HOMEOWNERS INSURANCE 2, 766 per year. The property is located on a high street and had NO IMPACTS FROM HURRICANE HELENE. FURNITURE IS NEGOTIABLE. Property has 81 ft of waterfront and plenty of room for a future pool. Located in the vibrant HERNANDO BEACH WATERFRONT COMMUNITY offering BOATING, KAYAKING, PADDLEBOARDING, FISHING, AND DIRECT GULF ACCESS. Minutes from Weeki Wachee Springs State Park, plus nearby SHOPPING, DINING, AND MEDICAL FACILITIES. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA OR DEED RESTRICTIONS, making it ideal for FULL-TIME LIVING, A VACATION HOME, OR A HIGH-PERFORMING INVESTMENT PROPERTY. RARE, ICONIC, AND UNLIKE ANYTHING ELSE ON THE MARKET!