3129 BANYAN WAY Waterfront Duplex-Style Home with 147’ of Canal Frontage in Charlotte Park! Welcome to this unique and versatile two-story waterfront residence located in the desirable Charlotte Park community of Punta Gorda, Florida. Situated on two fenced lots with 147 feet of canal frontage, this beautifully updated home offers exceptional potential as a multi-generational home, seasonal retreat, or income-producing property. The lower level features a private entrance, one spacious bedroom, one full bathroom, a comfortable living area, and a full kitchen—ideal for guests, extended family, or rental use. Upstairs, you'll find a bright and airy layout with two bedrooms, one bathroom, a large kitchen, and a stunning wrap-around deck that provides the perfect setting to enjoy serene water views and sunsets. Recent updates include new impact-rated windows and doors, along with many upgrades completed after Hurricane Ian, ensuring peace of mind and modern comfort. The expansive double lot is completely fenced, offering privacy and plenty of room for outdoor entertaining, gardening, or storing your boat and recreational toys. With direct canal access to Charlotte Harbor and the Gulf beyond, this is a boater's paradise! Don’t miss this rare opportunity to own a flexible waterfront property in one of Punta Gorda’s most sought-after neighborhoods.