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3124 Banks Street
Lincolnton NC 28092 US

$274,900

Active Listing ID 4338307
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3 bed
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2.00 Bath (2 Full)
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Lot: 0.96 Acres
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Single Family Residence

$274,900

Active Listing ID 4338307
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3124 Banks Street Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1, 249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you'll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless. The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered. Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home's location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.

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Property Features

  • Facts
  • Lot Size: 0.96 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Heat Pump, Ceiling Fan(s)
  • Floor Covering: Wood, Tile, Carpet
  • Roof Type: Shingle
  • Heating Fuels: Heat Pump (Heating)
  • Additional Features
  • Patio

School Information

  • School
  • Battleground(Elementary)
  • Lincolnton(MiddleSchool)
  • Lincolnton(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 274900
  • unparsedaddress: 3124 Banks Street
  • postalcity: Lincolnton
  • stateorprovince: NC
  • country: US
  • postalcode: 28092
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.96
  • lotsizeunits: Acres
  • lotsizearea: 0.96
  • livingarea: 1249
  • livingareaunits: Square Feet
  • latitude: 35.548462
  • longitude: -81.222873
  • listagentfullname: Janet Cox
  • listagentemail: janetcox@janetcoxandcompany.com
  • listagentkey: 3yd-CMLSNC-91303
  • listagentmlsid: 91303
  • listagentpreferredphone: 7044773596
  • listagentofficephone: 7044773596
  • listofficekey: 3yd-CMLSNC-9725
  • listofficemlsid: 9725
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 2003
  • listingcontractdate: 2026-02-16
  • listagenturl: http://www.REMAXLifestyleDenverNC.com
  • countyorparish: Lincoln
  • parcelnumber: 56372
  • elementaryschool: Battleground
  • highschool: Lincolnton
  • appliances: Dishwasher, Electric Water Heater, Gas Range, Microwave
  • cooling: Heat Pump, Ceiling Fan(s)
  • constructionmaterials: Vinyl
  • flooring: Wood, Tile, Carpet
  • heating: Heat Pump (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Driveway, Carport
  • roof: Shingle
  • waterfrontyn: False
  • franchiseaffiliation: RE/MAX International
  • interiorfeatures: Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
  • architecturalstyle: Ranch
  • rooms: Bathroom 2, Bedroom 3, Bathroom 1, Laundry Room, Bedroom 2, Bedroom 1
  • utilities: Propane
  • patioandporchfeatures: Deck, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.22287, 35.548462
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"RE/MAX Lifestyle", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"janetcox@janetcoxandcompany.com", "ListBrokerageCity":"Denver", "ListBrokerageCountry":"US", "ListBrokerageEmail":"JanetCox@JanetCoxandCompany.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/CMLSNC/a312ecd1798311e399df123139090564/20200201150657318.png", "ListBrokerageName":"RE/MAX Lifestyle", "ListBrokeragePhone":"(704) 477-3596", "ListBrokeragePostalCode":"28037", "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"4287 N HWY 16", "ListBrokerageWebsiteUrl":"http://www.REMAXLifestyleDenverNC.com", "ListOfficeAddress1":"4287 N Hwy 16 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"9725", "ListOfficeCity":"Denver", "ListOfficeCountry":"USA", "ListOfficeEmail":"janetcox@janetcoxandcompany.com", "ListOfficePostalCode":"28037", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Ranch - Lincolnton, NC", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/3124-Banks-Rd_Lincolnton_NC_28092_M54559-89838?f=listhub&s=CMLSNC&m=4338307&c=rexren", "MLSModificationTimestamp":"2026-02-17 10:02:08", "Neighborhoods":[], "PostalCode":null, "RoomCount":9, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"LIN-NEIL ACRES 13", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 2/17/2026 10:12:07 AM GMT
Source Updated Date: 2/19/2026 6:51:55 PM GMT

Courtesy of: Janet Cox, RE/MAX Lifestyle, janetcox@janetcoxandcompany.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.