3120 SWAN Lane Under contract-accepting backup offers. Virtually Staged. Nestled on a quiet street in Safety Harbor's highly sought-after North Bay Hills subdivision, this pool home offers the ultimate Florida lifestyle. Enjoy unmatched monthly savings and hedge against rising utility costs with a fully paid-off solar panel system that conveys entirely free and clear, slashing your electric bills by an estimated $100-$150 every month! From the lush tropical landscaping and welcoming front porch, enter through the newer front door into the sizable living room to find a spacious split floor plan highlighted by an attractive accent wall and crown molding. The updated kitchen features granite countertops, a breakfast bar, stainless steel appliances and a dedicated coffee or wine bar area. Unwind in the family room by the electric fireplace, or open the sliding glass doors to seamlessly transition to your outdoor paradise. The primary suite boasts dual closets, a private en-suite with a walk-in shower and direct pool access. Outside, your oasis awaits- an expansive heated swimming pool with a screened enclosure, brick paver deck, spacious covered patio and a fully fenced backyard with plenty of space for entertaining or relaxing. The 2-car garage features a newer epoxy floor. This home is as cost-efficient as it is beautiful, offering updated replacement windows, hurricane shutters and the peace of mind of living in a non-evacuation zone and flood zone X. HOA fee is optional. Updates include a new water heater (2026), pool heater (2024), interior paint (2023) and roof (2014). Live the golf-cart-friendly Safety Harbor lifestyle! You are just a short distance from stunning bayside Philippe Park and minutes from vibrant Main Street's downtown shops, marina, world-class dining and popular festivals. Centrally located near two international airports, award-winning beaches and the vibrant cities of Tampa, St. Petersburg and Clearwater. Don't miss this opportunity!