3101 HIGHWAY 98 Enjoy beachside living in this beautifully furnished 3-bedroom, 3.5-bath townhome just one block from the shoreline in charming Mexico Beach, FL. Located on the Gulf side of Highway 98 in the X flood zone, this property offers the rare convenience of walking straight to the sand without ever crossing the main road—and there’s no HOA to worry about. The first floor welcomes you with a private garage, additional storage, and a guest suite complete with its own full bathroom—perfect for hosting friends or offering added privacy for longer stays. Upstairs on the main level, the open-concept kitchen, living, and dining area is bright and inviting, featuring engineered wood floors, white cabinetry, stainless appliances, granite countertops, and a breakfast nook overlooking the quiet street. A half bath and laundry area are also located on this floor, and the living area opens onto a covered balcony for relaxed outdoor enjoyment. The top floor offers a spacious primary suite with a private bathroom and balcony, providing the perfect spot to unwind and take in the coastal air. A third bedroom and full bath are also located on this level, creating a functional layout ideal for vacation rental use or full-time living. This vibrant area is perfect for those who enjoy exploring on foot or bike, with local eateries, shops, and beach paths just steps away. The soft, powdery sands of Mexico Beach stretch for miles, offering endless opportunities for shell hunting, sunbathing, and taking in those stunning Gulf sunsets. Whether you're looking for an investment, a vacation escape, or a place to call home by the sea, this townhome checks all the boxes. Please note: furniture in the downstairs bedroom does not convey. Garage space offers potential for future conversion into additional living area.