2828 SW 36th Street GULF ACCESS POOL HOME WITH WIDE OPEN WATER VIEWS on an oversized double lot in sought-after Surfside, southwest Cape Coral. NO HOA. Every big ticket item has been done... just bring your boat and your toothbrush! Your day starts on the captain's walk dock with a cup of coffee, watching the sun come up over the 140 ft wide canal. Back home it's 20 degrees and gray. Here, the ospreys are already feeding their young, and you pick a banana off your own tree on the way back inside. By mid morning the boat is in the water. One bridge, a few minutes to the Spreader Waterway, and you're out to the bay, the beaches and the Gulf. You fish a while, cruise to a white sand beach, and take the 30 minute ride to Cape Harbour for lunch on the water. Late afternoon you're back at the dock and the friends start showing up, the way they always have at this house. This backyard has been a gathering spot for years. Someone fires up the BBQ, the music goes on, a few lines go in the water, and the heated pool stays warm even in January. Then everyone turns west and watches the sun go down. Sunrise and sunset from the same spot, 365 days a year. At night you sleep easy. The home sits nice and high and has never flooded, per the seller. It comes with an ASSUMABLE FLOOD INSURANCE POLICY of $2316 a year. a 4 Point Inspection, and a BRAND NEW Wind Mitigation Report (Oct 2026). The new roof, A/C, water heater, repipe, pool and hurricane protection are already done. There's nothing to fix and nothing to wait on, so you just enjoy it. This 4 bed, 2 bath concrete block home has 2, 130 sq ft of living space, separate living and family rooms, a dining room, vaulted ceilings, inside laundry and an attached 2 car garage - PRIDE OF OWNERSHIP THROUGHOUT - Bring your boat and your toothbrush and begin living your Southwest Florida DREAM!