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27322 Saint Martin Lane
Ramrod Key FL 33042 US

$985,000

Active Listing ID 621638
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3 bed
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1,196 square feet
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1.00 Bath (1 Full)
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Lot: 0.13 Acres
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Single Family Residence

$985,000

Active Listing ID 621638
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27322 Saint Martin Lane Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplemented by additional shutters, provide multiple layers of storm protection. Boaters will appreciate 51' of dockage (35' concrete & 16' wood), a 10, 000 lb boat lift installed in 2024 & quick access to Looe Key Reef, world-class fishing, diving, the backcountry, sandbars & waterfront dining. Enjoy beautiful sunsets & salt pond views from the rear deck, with no immediate neighbors directly in front or behind. Additional features include an outdoor shower, 50-amp RV/EV hookup & abundant parking for boats, RVs & trailers. The spacious property offers tremendous flexibility for future expansion, including room for a pool, additional living space or reconfiguration into a 2/2 or potentially 3/2 layout. The downstairs area also offers potential for FULL enclosure. Whether seeking a full-time residence or island getaway, this is an exceptional opportunity to own a beautifully maintained, extensively improved waterfront property that's ready to enjoy from day one! Windstorm-$3, 894, HO-$650 +/-

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Property Features

  • Facts
  • Lot Size: 0.13 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 1
  • Cooling System: Central Air
  • Exterior Finish: Fencing, Lanai, Outdoor Shower, Privacy Wall/Fence
  • Floor Covering: Wood
  • Roof Type: Metal
  • Heating Fuels: Central
  • Additional Features
  • Patio
  • Waterfront

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 985000
  • unparsedaddress: 27322 Saint Martin Lane
  • postalcity: Ramrod Key
  • stateorprovince: FL
  • country: US
  • postalcode: 33042
  • bathroomsfull: 1
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.13
  • lotsizeunits: Acres
  • lotsizearea: 0.13
  • livingarea: 1196
  • livingareaunits: Square Feet
  • latitude: 24.656908
  • longitude: -81.406534
  • listagentfullname: Brian Kruszewski
  • listagentemail: briank.re@icloud.com
  • listagentkey: 3yd-KWARFL-20190410201414613206000000
  • listagentmlsid: 3275948
  • listagentpreferredphone: 9545916290
  • listagentofficephone: 9545916290
  • listofficekey: 3yd-KWARFL-20180620204345870144000000
  • listofficemlsid: kwa.office10573
  • disclaimer: Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: KWARFL
  • yearbuilt: 1974
  • listingcontractdate: 2026-10-15
  • listagenturl: www.KeysDreamHomes.com
  • countyorparish: Monroe
  • parcelnumber: 00203510000000
  • appliances: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Stainless Steel Appliance(s)
  • cooling: Central Air
  • constructionmaterials: CBS, Concrete
  • flooring: Wood
  • heating: Central
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: RV
  • roof: Metal
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Storage, Quartz Countertops
  • exteriorfeatures: Fencing, Lanai, Outdoor Shower, Privacy Wall/Fence
  • rooms: Bedroom 1, Bedroom 2, Bathroom 1, Bedroom 3
  • otherstructures: Storage
  • utilities: Cable Available
  • patioandporchfeatures: Deck, Patio, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Fenced, Privacy
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.40653, 24.656908
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"LoKation Real Estate", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"briank.re@icloud.com", "ListBrokerageCity":"Pompano Beach", "ListBrokerageCountry":"US", "ListBrokerageEmail":"broker@lokationre.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"LoKation Real Estate", "ListBrokeragePhone":"(954) 545-5583", "ListBrokeragePostalCode":"33060", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1500 E. Atlantic Blvd", "ListBrokerageWebsiteUrl":"http://www.lokationre.com", "ListOfficeAddress1":"422 Fleming Street, Suite 7 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"20180620204345870144000000", "ListOfficeCity":"Key West", "ListOfficeCountry":"US", "ListOfficeEmail":"mls@lokationre.com", "ListOfficePostalCode":"33040", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Ramrod Key, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/27322-Saint-Martin-Ln_Ramrod-Key_FL_33042_M55449-27655?f=listhub&s=KWARFL&m=621638&c=rexren", "MLSModificationTimestamp":"2026-10-15 12:15:20", "Neighborhoods":[{"Description":null, "Name":"Breezeswept Bch Est (27.5)"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":887, "TaxDescription":"Bk 8 Lt 15 Breezeswept Beach Estates Pb4-143 Ramrod Key Or518-874 Or637-630 Or819-2433 Or1030-2023 Or1686-769 Or2017-190", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 10/15/2026 9:40:11 PM GMT
Source Updated Date: 10/17/2026 12:52:36 AM GMT

Courtesy of: Brian Kruszewski, LoKation Real Estate, briank.re@icloud.com

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.