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243 S CENTRAL AVENUE
UMATILLA FL 32784 US

$639,900

Active Listing ID G5107014
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3 bed
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3.00 Bath (2 Full , 1 Half)
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Lot: 1.63 Acres
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Single Family Residence

$639,900

Active Listing ID G5107014
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243 S CENTRAL AVENUE Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm—truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus New Hot water heater. Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.

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Property Features

  • Facts
  • Lot Size: 1.63 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Exterior Finish: Fencing, Sidewalk, Pool, Dock
  • Floor Covering: Vinyl, Wood
  • Roof Type: Shingle
  • Heating Fuels: Central, Fireplace(s)
  • Additional Features
  • Fireplace
  • Pool
  • Waterfront

School Information

  • School
  • Umatilla Elem(Elementary)
  • Umatilla Middle(MiddleSchool)
  • Umatilla High(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 639900
  • unparsedaddress: 243 S CENTRAL AVENUE
  • postalcity: UMATILLA
  • stateorprovince: FL
  • country: US
  • postalcode: 32784
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 1.63
  • lotsizeunits: Acres
  • lotsizearea: 1.63
  • livingarea: 1961
  • livingareaunits: Square Feet
  • latitude: 28.921574
  • longitude: -81.670986
  • listagentfullname: John Whipple
  • listagentemail: john@whipplejohn.com
  • listagentkey: 3yd-MFRMLSFL-260504947
  • listagentmlsid: 260504947
  • listagentpreferredphone: 3524062200
  • listagentofficephone: 3527427355
  • listofficekey: 3yd-MFRMLSFL-260501268
  • listagentstatelicense: 3425845
  • listofficemlsid: 260501268
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 1875
  • listingcontractdate: 2026-01-20
  • listagenturl: http://www.VangieBerry.com
  • countyorparish: Lake
  • parcelnumber: 13-18-26-0003-000-06300
  • elementaryschool: Umatilla Elem
  • highschool: Umatilla High
  • appliances: Dishwasher, Dryer, Garbage Disposer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • cooling: Central Air
  • constructionmaterials: Frame, Metal Siding
  • flooring: Vinyl, Wood
  • heating: Central, Fireplace(s)
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Carport
  • roof: Shingle
  • waterfrontyn: True
  • interiorfeatures: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Elevator, High Ceilings, Window Treatments
  • exteriorfeatures: Fencing, Sidewalk, Pool, Dock
  • waterfrontfeatures: Lake Front, Waterfront
  • architecturalstyle: Colonial
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bedroom 1, Bedroom 2, Bedroom 3, Dining Room, Kitchen, Living Room, Office
  • structuretype: Dock
  • accessibilityfeatures: Accessible Elevator Installed
  • dock: True
  • poolprivateyn: True
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -81.67098, 28.921574
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Vangie Berry Signature Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"john@whipplejohn.com", "ListBrokerageCity":"Eustis", "ListBrokerageCountry":"US", "ListBrokerageEmail":"ryancberry@gmail.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/MFRMLSFL/c5ababf023e6a8720123e6cf7e200006/20090927165434601.jpeg", "ListBrokerageName":"Vangie Berry Signature Realty", "ListBrokeragePhone":"(352) 742-7355", "ListBrokeragePostalCode":"32726", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"2605 Kurt St., Ste C", "ListBrokerageWebsiteUrl":"http://www.VangieBerry.com", "ListOfficeAddress1":"2605 Kurt Street", "ListOfficeAddress2":"Suite C", "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Eustis", "ListOfficeCountry":"US", "ListOfficeEmail":"ryancberry@gmail.com", "ListOfficePostalCode":"32726", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Single Family Residence, Colonial - UMATILLA, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/243-S-Central-Ave_Umatilla_FL_32784_M59495-18184?f=listhub&s=MFRMLSFL&m=G5107014&c=rexren", "MLSModificationTimestamp":"2026-01-24T12:15:11Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":8, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":4541.56, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 1/25/2026 6:05:21 PM GMT
Source Updated Date: 2/4/2026 6:48:34 PM GMT

Courtesy of: John Whipple, VANGIE BERRY SIGNATURE REALTY, john@whipplejohn.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.