220 N Bernice Drive This property is available for owner financing with Wrap Mortgage. Financing terms are 3% down payment with 7.5% rate with 40 year amortization. Monthly payment with principal, interest, insurance, and property taxes will be around $2, 700 ******** Welcome to your dream home, located in the highly desirable Garland ISD. This stunning property features 4 bedrooms and 2 baths, with 1 living rooms perfect for family living. Upon entering, you'll be greeted by a completely open concept layout, providing a modern and inviting atmosphere. The kitchen is with new cabinets and quartz countertop. Don't miss the opportunity to own this gem in a prime location! New Paint inside the house and outside the house. New Carpet in bedrooms. Garage is converted as large bedroom.