2199 W CONGRESS Avenue VA assumable loan available at an incredible fixed 2.299% interest rate for qualified buyers! Huge price improvement! This energy-efficient 5-bedroom home offers the space, flexibility, and upgrades today's buyers are looking for. The thoughtfully designed floor plan includes a private first-floor bedroom and full bathroom with a walk-in shower, making it ideal for multigenerational living, extended guests, or a dedicated home office. The open-concept main level features easy-care tile flooring throughout, while fresh carpet upstairs adds a clean, updated feel. The spacious primary suite offers a large walk-in closet and dual-sink vanity, complemented by four additional bedrooms, three full bathrooms, and an oversized loft that's perfect for a media room, game room, homework space, or second living area. system upgrades provide peace of mind, including two newer HVAC systems--one just three years old and the other only two years old. A Paragon whole-home water treatment system, custom shutters, and fresh interior paint add even more value. One of the home's biggest advantages is its prepaid solar system, currently generating APS bill credits and keeping average monthly electric costs at approximately $25. The low-maintenance backyard features mature fruit trees and a like-new storage shed, while the three-car garage offers plenty of room for vehicles, storage, a workshop, or home gym. With a rare low-interest assumable VA mortgage, exceptional energy savings, flexible living spaces, and numerous recent upgrades, this home delivers outstanding value for buyers seeking both comfort and long-term affordability.