21200 Rio Oro Drive Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius and just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock can accommodate two boats, offering easy access to Lake Norman's main channel and elevating this property into a true lakefront escape. Stepping inside there is a bright & airy, open plan with nice flow! The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances (refrigerator included), double ovens, a five-burner gas cooktop, tile backsplash, and upgraded lighting-perfect for everyday living and entertaining. The light-filled great room offers comfortable living with a ceiling fan/light and seamless access to the deck, creating effortless indoor-outdoor flow with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and private bath featuring a dual vanity, tiled shower, and soaking garden tub. This home offers a tremendous amount of storage (including a storage shed). An expansive covered deck with a covered portion & step down to a large paver patio with fire pit, invites relaxation at any time of day, while the private dock provides open views toward the main channel, ideal for enjoying the lake lifestyle.